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Chip: Prize Savings Account reviews

4.92
Based on 380 reviews, last reviewed 25th Feb 2026
35600% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
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Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026
P R's avatar
P R

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026
Jeet Hirji's avatar
Jeet Hirji

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Chip Prize Savings Account reviews (380)

Very fair and easy to use.

5
Very fair and easy to use. Would recommend to everyone. Reviewed on: 11th February 2026

Chip has been brilliant in building my savings.

5
Chip has been brilliant in building my savings. Reviewed on: 11th February 2026

Everything about the experience with Chip is fantastic.

5
Everything about the experience with Chip is fantastic. Clear and accessible information at all times which really helps! Other banks don’t always do that. They celebrate you progressing in your savings journey too which inspires you to keep building your wealth. I’m so glad I am a customer of Chip! Reviewed on: 11th February 2026

Completely happy.

5
Completely happy. No problems or any negative things to say............................................... ..................,,.,............................................................... ... Reviewed on: 11th February 2026

Chip gives me flexibility and a great place to store...

5
Chip gives me flexibility and a great place to store my funds Reviewed on: 11th February 2026

Easy to use and well laid out app.

5
Easy to use and well laid out app. Easy to find and withdraw monies. Reviewed on: 11th February 2026

The Prize Savings account - wins are totally tax free

5
The Prize Savings account is a great way to have a little fun and of course any prizes are totally tax free also. Reviewed on: 11th February 2026

Great little savings app

5
I have several accounts with chip and have used them to save my house deposit and recently started an investment ISA. They have a broad range of products on offer and use very accessible terminology when explaining it all, which I love. Thé app is super user friendly and I love checking it frequently and watching my money grow! Reviewed on: 11th February 2026

still a happy customer.

5
Been a chip customer from the early days and I still use chip as it's offers great service and products. Maybe a loyalty bonus for customers that supported this platform from the early days would be a nice touch Reviewed on: 11th February 2026

Excellent product - glad I invested in such a clever...

5
Excellent product - glad I invested in such a clever little app! I love the excitement of the prize savings account draw and the way chip is changing lives Reviewed on: 11th February 2026

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