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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (385 reviews)

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4.92

Based on 385 reviews, last reviewed 16th Apr 2026

11833% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (385)

Easy to use and well laid out app.

Easy to use and well laid out app. Easy to find and withdraw monies. Reviewed on: 11th February 2026

The Prize Savings account - wins are totally tax free

The Prize Savings account is a great way to have a little fun and of course any prizes are totally tax free also. Reviewed on: 11th February 2026

Great little savings app

I have several accounts with chip and have used them to save my house deposit and recently started an investment ISA. They have a broad range of products on offer and use very accessible terminology when explaining it all, which I love. Thé app is super user friendly and I love checking it frequently and watching my money grow! Reviewed on: 11th February 2026

still a happy customer.

Been a chip customer from the early days and I still use chip as it's offers great service and products. Maybe a loyalty bonus for customers that supported this platform from the early days would be a nice touch Reviewed on: 11th February 2026

Excellent product - glad I invested in such a clever...

Excellent product - glad I invested in such a clever little app! I love the excitement of the prize savings account draw and the way chip is changing lives Reviewed on: 11th February 2026

Great user experience

Great user experience on the app. Reviewed on: 11th February 2026

An exciting way to save with the monthly prize draw.

An exciting way to save with the monthly prize draw. The app is very easy to use whether you're saving or withdrawing. Great communication from the Chip team on news and updates. Great variety of products and savings options. Reviewed on: 11th February 2026

Been here from the beginning and will be here till t...

Been here from the beginning and will be here till the end fantastic banking service. Thank you x Reviewed on: 11th February 2026

A great idea with no interest given but chance of w...

A great idea with no interest given but chance of winning big. Reviewed on: 11th February 2026

Great for saving

I got Chip years ago on the recommendation of a friend. I have found it invaluable as a savings tool. I love the small deposits that happen without me even noticing. I set up a payday transfer to automatically come out before I had the chance to notice it was gone. And then when I worked extras I sent it to my chip account as soon as I was paid it. It’s enabled me to budget for so many holidays over the years! Reviewed on: 11th February 2026

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