Write a review

Newsletter

Go to business site

Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.78 (386 reviews)

View other Chip products

4.78

Based on 386 reviews, last reviewed 20th Aug 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

4

Simple to use app. Simple to use app. Great prize saver account Reviewed on: 20th August 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

Read all reviews Write a review

About this product

Review Chip: Prize Savings Account now

Help others make smarter decisions by sharing your own experience.

Write a review

Chip Prize Savings Account reviews (386)

Great for saving

I got Chip years ago on the recommendation of a friend. I have found it invaluable as a savings tool. I love the small deposits that happen without me even noticing. I set up a payday transfer to automatically come out before I had the chance to notice it was gone. And then when I worked extras I sent it to my chip account as soon as I was paid it. It’s enabled me to budget for so many holidays over the years! Reviewed on: 11th February 2026

Easier access than Premium Bonds

It is easy to put money in and have easy access if you need. I have an easy access account and a prize account. I haven't won on the prize account yet, but I feel that I have a better chance, than if I had invested in Premium Bonds, and I won't have an old fashioned cheque, as the money will go straight into my account. Reviewed on: 11th February 2026

Great service and very well design app which integra...

Great service and very well design app which integrates seamlessly with my bank account Reviewed on: 11th February 2026

Chip is easy to either deposit or withdraw therefore...

Chip is easy to either deposit or withdraw therefore enabling full control.I encountered no problems and will continue using chip. Reviewed on: 11th February 2026

I've been with CHIP a few years, have won some prize...

I've been with CHIP a few years, have won some prize money in the draw, have another savings products with them and have used their customer services. Everything good, great app, good CS. generally a great online banking experience. Reviewed on: 11th February 2026

I've been with chip since it's early days.

I've been with chip since it's early days. I went from not having ever saved a penny to having £1000 in savings within. A year. Would Highly Recommend! Reviewed on: 11th February 2026

Various accounts and exclusive novel products.

Various accounts and exclusive novel products. Transfers have been prompt. Occasionally an error was displayed near launch however funds were never lost. Reviewed on: 11th February 2026

Very easy to use and transparent

Very easy to use and clear - transparent Reviewed on: 11th February 2026

very user friendly, easy to use and costumer service...

very user friendly, easy to use and costumer service is quick at responding our questions Reviewed on: 11th February 2026

Really easy to use app.

Really easy to use app. Helps me with saving money. User friendly , love it! Reviewed on: 11th February 2026

Do you have a different Chip product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Notice Deposit
from iFAST Global Bank 4.41 from 13 reviews
Savings and investments platform
from Meteor 0.00 from 0 reviews
Instant Access Account
from Principality Building Society 4.20 from 5 reviews

Want to see more from Chip?

Savings app
from Chip 4.86 from 18460 reviews
Cash ISA
from Chip 4.86 from 1050 reviews
Easy access savings
from Chip 4.84 from 574 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub