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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (385 reviews)

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4.92

Based on 385 reviews, last reviewed 16th Apr 2026

11833% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

I find their accounts good and easy to sign up, a lo... I find their accounts good and easy to sign up, a lot of variety of products, I just like the way they operate with customer support etc. Reviewed on: 16th April 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (385)

Chip is excellent and so are there products

Chip is excellent and so are there products Reviewed on: 11th February 2026

So good that I invested.

So good that I invested. Helps me save with good interest rates. Great service. Reviewed on: 11th February 2026

Save throughout the month and potential prize bonus

As a minimal saver, the auto save ability on this savings account has significantly increased what I put away and the excitement of maybe winning a prize has been an extra bonus. I’ve run this prize savings account alongside an Chip instant access savings account which gives me interest so I’m not losing out altogether if I don’t win a prize - a risk with this kind of account that there’s no other return. Mine’s not a huge savings pot but it’s really helped me save throughout the month when I could so easily just spend and have nothing left to save Reviewed on: 11th February 2026

Very good winning regular prizes

Very good winning regular prizes Reviewed on: 11th February 2026

Excellent customer service.

Easy to use app. Very good customer support. I needed support to link my bank account they were very helpful and provided good information. Reviewed on: 11th February 2026

Great Internet banking

So far so good. I like the ease of use and convenience. Seems a great bank, will stay for foreseeable future. Reviewed on: 11th February 2026

Always been very easy to use.

Always been very easy to use. Looking forward to investing more Reviewed on: 11th February 2026

A Fun Way to Save With a Monthly £10k Prize

I’ve been using the Chip Prize Savings account and overall my experience has been positive. The app is easy to use, and I like how my savings are automatically entered into a chance to win £10,000 each month instead of earning traditional interest. It’s a fun and motivating way to save, and making deposits and withdrawals has been straightforward. I enjoy the excitement of the prize draws, even though there’s no guaranteed interest — it makes saving feel more rewarding. Reviewed on: 11th February 2026

Love chip.

Love chip. Didn’t have any savings beforehand but they’ve helped me save money for a rainy day Reviewed on: 11th February 2026

I have had 3 wins so far using the Prize Savings Accont

Help is always on hand when needed. App is so easy to use. I have already had 3 wins using the Prize Savings Account Reviewed on: 11th February 2026

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