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Chip: Prize Savings Account reviews

Name: Prize Savings Account
Rating: 4.92 (380 reviews)

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4.92

Based on 380 reviews, last reviewed 25th Feb 2026

35600% increase in 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

94%

2 star

Latest highest rating:

5

Savings doubled at. Chip I invested in chip and doubled my savings interest which helped me with my down-payment fir my dream.home! Friend referral gave us both a win win! Reviewed on: 25th February 2026

Latest lowest rating:

1

I reckon this is rigged and only a select few will a... I reckon this is rigged and only a select few will actually win a prize… the rest of us who saves our money with them are just being used. I also once... Read more Reviewed on: 11th February 2026

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Chip Prize Savings Account reviews (380)

Great Internet banking

So far so good. I like the ease of use and convenience. Seems a great bank, will stay for foreseeable future. Reviewed on: 11th February 2026

Always been very easy to use.

Always been very easy to use. Looking forward to investing more Reviewed on: 11th February 2026

A Fun Way to Save With a Monthly £10k Prize

I’ve been using the Chip Prize Savings account and overall my experience has been positive. The app is easy to use, and I like how my savings are automatically entered into a chance to win £10,000 each month instead of earning traditional interest. It’s a fun and motivating way to save, and making deposits and withdrawals has been straightforward. I enjoy the excitement of the prize draws, even though there’s no guaranteed interest — it makes saving feel more rewarding. Reviewed on: 11th February 2026

Love chip.

Love chip. Didn’t have any savings beforehand but they’ve helped me save money for a rainy day Reviewed on: 11th February 2026

I have had 3 wins so far using the Prize Savings Accont

Help is always on hand when needed. App is so easy to use. I have already had 3 wins using the Prize Savings Account Reviewed on: 11th February 2026

Great app easy to use and works as intended

Great app easy to use and works as intended Reviewed on: 11th February 2026

Great experience contributing and withdrawing from t...

Great experience contributing and withdrawing from the prize savings account. Reviewed on: 11th February 2026

Easy to set up and transfer money from one account t...

Easy to set up and transfer money from one account to the next and vice versa. Reviewed on: 11th February 2026

Chip makes it easy to save effortlessly.

I like how Chip makes it easy to save effortlessly. For short term saving it's ideal for me, the saving amounts are small enough for me to not miss, but large enough to make meaningful savings. Reviewed on: 11th February 2026

Great app, easy to navigate and lots of choice for s...

Great app, easy to navigate and lots of choice for savings. The team at Chip keep the customers constantly updated with products and services, changes, updates etc, without clogging your inbox unnecessarily. I feel like I am part of something quite special as a Chip user! Reviewed on: 11th February 2026

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