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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

My experience was positive, the service was easy, fa...

My experience was positive, the service was easy, fast and reliable Reviewed on: 26th May 2025

Was never disappointed when in need of money and qui...

Was never disappointed when in need of money and quick application Reviewed on: 26th May 2025

Excellent service

good service, fast, easy to access. Reviewed on: 26th May 2025

I heard about clockwise when I was living in support...

I heard about clockwise when I was living in supported accommodation and helped me alot very easy to setup, friendly and affordable loans and also top ups. Reviewed on: 26th May 2025

Great always been helpful and looked after me

Great always been helpful and looked after me Reviewed on: 26th May 2025

Very helpful, and polite, good customer service

Very helpful, and polite, good customer service Reviewed on: 26th May 2025

Great service always helpful.

Great service always helpful. ... Reviewed on: 26th May 2025

5 stars all around

.. Never had any problems great communication. Reviewed on: 25th May 2025

I love using clockwise credit union, it’s easy and f...

I love using clockwise credit union, it’s easy and fast day loans, and being able to reapply 4months later is just better, they could be a bit more lenient with loans as they get my benefits ans still do credit checks when my money goes straight to them Reviewed on: 25th May 2025

So pleasant and easy to talk talk couldn’t recommend...

So pleasant and easy to talk talk couldn’t recommend them enough Reviewed on: 25th May 2025

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