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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Been using clockwise for many years, they’ve helped...

5
Been using clockwise for many years, they’ve helped me with loans many times and have always been helpful. Reviewed on: 23rd May 2025

Quick and easy to apply for a loan and quick at answ...

5
Quick and easy to apply for a loan and quick at answering any questions overall amazing Reviewed on: 23rd May 2025

Was great and easy forward for the first loan once I...

4
Was great and easy forward for the first loan once I applied for the 2nd they started asking for things I couldn't provide which i don't get as they didn't ask the first time Reviewed on: 23rd May 2025

Great friendly service received quickly

5
Great friendly service received quickly Reviewed on: 23rd May 2025

Fast and easy loan.

5
Fast and easy loan. Chstomer service was easy to contact and very helpful when needed. Such a simple process Reviewed on: 23rd May 2025

Amazing experience.

5
Amazing experience. Friendly staff and very helpful Reviewed on: 23rd May 2025

Easy application process and understanding staff.

5
Easy application process and understanding staff. I really cannot fault Clockwise Credit Union. Reviewed on: 23rd May 2025

Brill service and helped me so much as a first year...

5
Brill service and helped me so much as a first year being a single parent Reviewed on: 23rd May 2025

Great customer service with a heatrfelt smile

5
I have been with clockwise for a few years and I've had the most reliable service with them and the are a very helpful and great customer service team and always with a heartfelt smile Reviewed on: 23rd May 2025

Not had loan for 2 years always turned down

3
Not had loan for 2 years always turned down Reviewed on: 23rd May 2025

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