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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

When applying for a loan it takes ages for a decisio...

3
When applying for a loan it takes ages for a decision like weeks. Then when you ask for top they ask for more information which I think silly because as long the payment on time shouldn't be a problem. Reviewed on: 29th April 2025

Verry good company! Amazing people who work for us!

5
Verry good company! Amazing people who work for us! Reviewed on: 29th April 2025

Good experience.

5
Good experience. Very straight forward n easy Reviewed on: 29th April 2025

Good in customer service and customer care have pat...

5
Good in customer service and customer care, have patience with customer. Put smiles on their customers faces and make sure their customers are satisfied with their service and also give opportunities to improve their customers Reviewed on: 29th April 2025

It was a good way to get some cash

3
It was a good way to get some cash Reviewed on: 29th April 2025

Very helpful

5
Good customer service would recommend Reviewed on: 29th April 2025

Perfect loan site

5
Lots of loan options, great support team Reviewed on: 29th April 2025

Very good and quick affordable re payments customer...

5
Very good and quick affordable re payments customer services are very helpful when there needed easy process to apply aswell Reviewed on: 29th April 2025

Excellent

5
Easy to apply and top up loans, payments taken directly from child benefit so no hassle! Reviewed on: 29th April 2025

i got loan from clockwise it was quick and easy and...

5
i got loan from clockwise it was quick and easy and great customer service Reviewed on: 29th April 2025

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