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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Good communication, good person, easy to apply for l...

5
Good communication, good person, easy to apply for loan ,short time wait for decision. Every 6 months I can top up loan. They always help if you have bad credit score. Nice and friendly. Reviewed on: 15th April 2025

I was dealt with quickly and politely.

5
I was dealt with quickly and politely. If I have any queries I always get a quick response. They are helping me to save which is something I usually find difficult to do. Reviewed on: 15th April 2025

First home

5
I needed a loan to help set up when I got my first home, it was quick and easy to do and helped me set up. Reviewed on: 15th April 2025

i’ve had a couple of loans from clockwise- suitable...

5
i’ve had a couple of loans from clockwise- suitable for my needs . i’ve been with them for a few years now i haven’t had any issues with them, they are understandable & reasonable. Reviewed on: 15th April 2025

They are fast at responing to calls they are very go...

5
They are fast at responing to calls they are very good at solving problems and their team is fantastic for collaboration Reviewed on: 15th April 2025

I recently applied for a loan with Clockwise Credit...

5
I recently applied for a loan with Clockwise Credit Union and an excellent experiance from the start to finish. The application process was straight foward and user-friendly and the staff were incredible helpful and professional throughout. they took the time to explain everything clearly, answered all questions promptly. I would highly recommend them to my friends and family. Reviewed on: 15th April 2025

Easy to use via payroll payments.

5
Easy to use via payroll payments. Reviewed on: 15th April 2025

Easy to apply and quick approval

5
Easy to apply and quick approval Reviewed on: 15th April 2025

Good service quick efficient and easy delivery

3
Good service quick efficient and easy delivery Reviewed on: 15th April 2025

Fast service and got approved in very short time

5
Fast service and got approved in very short time Reviewed on: 15th April 2025

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