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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

I have a loan and savings, noth was very easy to set...

I have a loan and savings, noth was very easy to set up. The service is very good and staff are very efficient Reviewed on: 15th April 2025

Very easy to understand and quick service

Very easy to understand and quick service Reviewed on: 15th April 2025

5stars very happy with clockwise

5stars very happy with clockwise Reviewed on: 15th April 2025

Excellent loan company.

Excellent loan company. Always there to help with any problems Reviewed on: 15th April 2025

Really quick and easy to get the loan I needed.

Really quick and easy to get the loan I needed. Was all done online. Reviewed on: 12th April 2025

Caring Clockwise!

Clockwise was there for me when I had reached a low point in my life and to top it off, my car needed fixing and both my fridge and washer broke! I had no savings to speak of and my credit score was not up to scratch either. I felt ashamed at having to go 'cap in hand' and admit that my finances needed sorting out, but the staff at the Leicester office were sympathetic, understanding and supportive. When I received the news that my loan application was accepted, it felt like a weight had been lifted and with their continued assistance and financial advice, I have been able to maintain my finances. Reviewed on: 8th April 2025

Easy Service

Easy repayment options - direct from benefits or payroll. Easy to speak to an actual advisor and sort out issues. Reviewed on: 8th April 2025

Loans ageed with no hassle

A number of years ago I desperately needed a loan to continue using my car and Clockwise was able to give me this loan without the need to jump through hoops. When the same happened some time later I asked for another loan, convinced it would be declined. But Clockwise came to my rescue again. Reviewed on: 8th April 2025

Ihave had several loans from Clockwise overthe years...

Ihave had several loans from Clockwise overthe years and have always been very happy with the way my applications have been dealt with. It's an easy and affordable way to have a loan. The people I have spoken with and met in person are really great, they always do the very best they can to help. Reviewed on: 8th April 2025

Always looking for ways to help Members with financi...

Always looking for ways to help Members with financial services. Using their services is so easy and accessable and the servicise provided are targeted at the individual, unlike many financila providers. Members feel like members of a caring Co-operative. Thanks Reviewed on: 8th April 2025

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