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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Very helpful, always willing to answer questions and...

Very helpful, always willing to answer questions and are very truthful Reviewed on: 4th June 2024

Friendly professional and efficient

Friendly professional and efficient Reviewed on: 4th June 2024

I have tried many other places for small amount loan...

I have tried many other places for small amount loan to pay of some other expenses all I had was disappointment however credit unions taken my loan into consideration and offered me the loan which has helped me a little I am really great full for that and the customer services are just best I have never had any issues with taking to any of the staff Reviewed on: 4th June 2024

Great lender that looks at all credit ratings not ju...

Great lender that looks at all credit ratings not just the top ones Reviewed on: 4th June 2024

The best credit company I've ever dealt with.

The best credit company I've ever dealt with. There loans are cheap and affordable, and the best out of it is the repayment flexibility. If you can't make your, there's always an option to use,and the pledge idea is wonderful. I am glad that Notts credit union exists for people like me to have a chance of getting a loan,which I can afford to always pay back. I just wish that Notts credit Stays for a very long time. Thank you for the support you are giving us. Reviewed on: 4th June 2024

Good experience very informative

Good experience very informative Reviewed on: 4th June 2024

Their loan interest always beats the market price.

Their loan interest always beats the market price. Good rate on interest and very patient customer service. Reviewed on: 4th June 2024

Fantastic service, was very quick to help.

Fantastic service, was very quick to help. And recieved my loan very quick. Very happy Reviewed on: 4th June 2024

Honest review

As a client customer for many years they credit union are very accommodating and professional in all they do, never had any problems with the service they provided. Reviewed on: 4th June 2024

The agents I spoke to was all very polite and easy t...

The agents I spoke to was all very polite and easy to talk to, which when getting a loan is exactly what you want as it can be rather embarrassing asking for a loan during hard times, would recommend Notts and Lincs credit union very highly and I’m thankful to their team. Reviewed on: 4th June 2024

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