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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Amazing customer service

5
I payed into savings originally straight from my wage, I have had loans from them n now pay by direct debit. Each time they have been helpful, I'm not the best with tech! Always efficient your not left hanging about waiting foe decisions. Amazing customer care Reviewed on: 4th June 2024

Quick and simple way to get credit.

5
Quick and simple way to get credit. The process was made easy Reviewed on: 4th June 2024

Quick response

5
I have always received quick responses when I apply for a loan. The money is put in my account in less than 7 days after acceptance. Excellent customer service and always answers questions quickly Reviewed on: 4th June 2024

I took a loan from Notts and Lincs credit union and...

5
I took a loan from Notts and Lincs credit union and there wasn’t any interest, easy payback every week, I couldn’t fault them at all. The set up to organising it and how quickly the payment came through my bank was amazing. Reviewed on: 4th June 2024

Helped me discrepancies

5
Helped me when there were discrepancies with my loan. Reviewed on: 4th June 2024

Fantastic service that offer great loans and also gr...

5
Fantastic service that offer great loans and also great for savings too Reviewed on: 4th June 2024

Informative, friendly and fast.

5
Informative, friendly and fast. No issues what so ever Reviewed on: 4th June 2024

Brilliant customer service excellent staff and over...

5
Brilliant customer service excellent staff and over brilliant loan and saving company Reviewed on: 4th June 2024

Great service

5
Always great service lovely ppl always willing to help and the only problem is they need longer operationing hours Reviewed on: 4th June 2024

My no 1 go to loan shop

5
Very easy to apply and the rate at a not too bad Reviewed on: 4th June 2024

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