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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Staff were friendly, understanding and compassionate.

5
Staff were friendly, understanding and compassionate. I received a quick response for my loan application. Reviewed on: 6th April 2024

They have been there for me when I needed them most...

5
They have been there for me when I needed them most Got a loan in time for Xmas when I had cancelled 2023 Christmas Thank you Reviewed on: 6th April 2024

Brilliant

5
Very helpful and friendly, quick and easy. Reviewed on: 6th April 2024

Have had numerous loans from them and they have alwa...

5
Have had numerous loans from them and they have always been very supportive and allowed me to take out loans they knew I could afford when I couldn’t get loans from other resources. Lovely staff. Very friendly and very efficient. Would use them again abc would certainly recommend them Reviewed on: 6th April 2024

Moving home They was really helpful and made my life...

5
Moving home They was really helpful and made my life a lot more easier when moving to my new home and made it less more stressful was very easy and quick to a apply for a loan and got a decision with in a few days Reviewed on: 6th April 2024

A Great Help!!!

5
I have been with Credit Union for about 8 years now. I was in a mess with my finances and they consolidated my debt into one manageable monthly payment. Since this, I have recommended them to family and friends ( who have also been grateful) and even introduced them to my employer for the payroll scheme they do. I’m thankful and grateful for all the help they have given me Reviewed on: 6th April 2024

They offer loans which are affordable with a low int...

5
They offer loans which are affordable with a low interest rate. Very friendly and helpful staff. Reviewed on: 6th April 2024

I was in touch with the loans officer all through th...

4
I was in touch with the loans officer all through the process and he was very help he did an excellent job Reviewed on: 6th April 2024

I love credit union for there loans

5
I love credit union for there loans Reviewed on: 6th April 2024

Highly recommended

5
Highly recommended, helpful and friendly customer service. I’ve had a few loans now and they’re always processed efficiently. Reviewed on: 6th April 2024

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