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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Brilliant service, very quick process

5
Brilliant service, very quick process Reviewed on: 5th April 2024

Very informative, kept me updated through out the pr...

5
Very informative, kept me updated through out the process. Reviewed on: 5th April 2024

Very happy customer

5
I have been with thus company for around 15yrs and always been very happy with all my experience here. Reviewed on: 5th April 2024

Friendly service, back by people who care.

5
Friendly service, back by people who care. A nice change after a bad experience with high street banks who seems to rely only on what computer tells them. Reviewed on: 5th April 2024

Excellent service the team helpful I've been with cr...

5
Excellent service the team helpful I've been with credit Union now for over 10 years and I love it . Reviewed on: 5th April 2024

BIG, STRONG, RELIABLE!

5
Notts and Lincs Credit Union is big, strong and reliable. You can depend on them. Reviewed on: 5th April 2024

I am very happy,satisfied for the customers and loan

5
I am very happy,satisfied for the customers and loan Reviewed on: 5th April 2024

Excellent Service and feedback

5
Excellent, I had information along the way and a brilliant way to repay the loan without hassle. Reviewed on: 5th April 2024

Brilliant and fast experience also simple procedure

5
Brilliant and fast experience also simple procedure Reviewed on: 5th April 2024

My experience with Notts & Lincs Credit Union

5
My experience with Notts & Lincs Credit Union has generally been easy and pain free, with great agents available when you need them! Reviewed on: 5th April 2024

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