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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Helped me when it was needed and for that I’m very g...

5
Helped me when it was needed and for that I’m very grateful for Reviewed on: 19th March 2024

Great customer service excellent service

5
Great customer service excellent service Reviewed on: 19th March 2024

This company has helped me out of quite of few emerg...

5
This company has helped me out of quite of few emergencies with my car and Christmas. The service is excellent!! Reviewed on: 19th March 2024

Consolidation loan

5
I needed a loan to consolidate a couple of debts, the process and application was quick and straightforward, and once approved was paid out quickly. Couldn’t ask for more, Reviewed on: 19th March 2024

Been an amazing company to get loans and save with.

5
Been an amazing company to get loans and save with. They are helpful Reviewed on: 19th March 2024

ive just had no problems and everything has been per...

5
ive just had no problems and everything has been perfect. Reviewed on: 19th March 2024

Helpful and caring team

5
I’ve had no problems with securing a loan with ease and the staff are brilliant. Always friendly and supportive to my needs. Reviewed on: 19th March 2024

They’re wonderful and extremely helpful when I conta...

5
They’re wonderful and extremely helpful when I contact them either via telephone or message on my account Reviewed on: 19th March 2024

really friendly staff

5
Really easy apply and really friendly staff and always do the best to help you resolve any problems you could possibly have. Reviewed on: 19th March 2024

Helpful friendly customer service.

5
Helpful friendly customer service. Handy savings account from my loan repayments and I make repayments straight out of my wages which is helpful. Reviewed on: 19th March 2024

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