Smart Money People Logo

Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

True i been 1 time later.

3
True i been 1 time later. But they give me on Word 1000£ dont event know me. After few months i pay i apply for them mail about 3k£. But every time they say no, after hard try contact them, every time support be not helpfull too much. Appologase for my English mistakes but its poor like me thank you bye Reviewed on: 19th March 2024

Helpful friendly customer service.

5
Helpful friendly customer service. Handy savings account from my loan repayments and I make repayments straight out of my wages which is helpful. Reviewed on: 19th March 2024

Not happy with the way they ask for proof of finance...

3
Not happy with the way they ask for proof of finances via messaging.Didn't feel safe Reviewed on: 19th March 2024

Great communication, fast, never been disappointed

5
Great communication, fast, never been disappointed Reviewed on: 19th March 2024

They were very helpful and very polite didn’t feel e...

5
They were very helpful and very polite didn’t feel embarrassed about asking for a loan Reviewed on: 19th March 2024

Very good service and very good staff who is always...

5
Very good service and very good staff who is always there to help Reviewed on: 19th March 2024

Very good company and excellent customer service

5
Very good company and excellent customer service Reviewed on: 19th March 2024

I have been very happy dealing with NLC they have gi...

5
I have been very happy dealing with NLC they have given me a loan a few times I have had bad credit in the past but they never judged me I would recommend them to anybody. Reviewed on: 19th March 2024

Money needed money sorted very quick promt and great...

5
Money needed money sorted very quick promt and great communication Reviewed on: 19th March 2024

Efficient Service

5
Process was very quick and informative - efficient and straightforward application process. Reviewed on: 19th March 2024

Informative & Accesible

5
While I was unable to be accepted, Notts & Lincs Credit Union, kept me informed of the process and explained the decision. Being able to access the information online also made applying very quick and simple. Reviewed on: 19th March 2024