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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Understanding and non-judgemental

5
They are so supportive of you and your situation. They are non-judgemental, and are really understanding when you hit a bump in the road. Reviewed on: 19th March 2024

Notts and Lincs was there for me when I desperately...

5
Notts and Lincs was there for me when I desperately needed a loan. The interest was the lowest ever and it was very easy to get the loan after filling the online form. Reviewed on: 19th March 2024

Everytime I ring up with a query or a problem.

5
Everytime I ring up with a query or a problem. It has always be resolved and the member of staff have always been very professional and pleasant Reviewed on: 19th March 2024

I went in for a loan and it was simple and the staff...

5
I went in for a loan and it was simple and the staff are lovely Reviewed on: 19th March 2024

This has saved me on a lot of occasions

5
This has saved me on a lot of occasions Reviewed on: 19th March 2024

Great loan provider

5
Had a few loans from them always do there best to help you and so easy and quick to set up Reviewed on: 19th March 2024

Exceptional customer services and best in all they do.

5
Exceptional customer services and best in all they do. Reviewed on: 19th March 2024

Easy to deal with and good customer sevice

5
Informal, keep me upto date, answer any of my queries fast and efficiently Reviewed on: 19th March 2024

Applications have always been dealt with very quick...

5
Applications have always been dealt with very quick and payment is made quickly too always had a great service, never had any problems Reviewed on: 19th March 2024

I applies foe a loan which I didn't think I would.

5
I applies foe a loan which I didn't think I would.get and did and was quiet fast of recieveing the loan Reviewed on: 19th March 2024

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