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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Very good experience

Very good experience, very quick at giving loans and a very fast process in general, helps when people are struggling Reviewed on: 19th March 2024

Very helpful and they do what they say.

Very helpful and they do what they say. Reviewed on: 19th March 2024

Friendly helpful staff

Used for many years, friendly helpful staff. Became ill in 1999 was unable to work the staff bent over backwards to help me with repayments. Showed empathy at a bad time in my life which I appreciated Reviewed on: 19th March 2024

Credit Union have been a much needed lifeline over t...

Credit Union have been a much needed lifeline over the years, have accommodated and met my needs in a caring and understanding way. I've experienced great customer service - polite and approachable. They have honoured loan requests in a fair way, offering a great interest rate so repayments are affordable and have also been flexible when times have been difficult. Reviewed on: 19th March 2024

Absolutely fantastic company for lending and saving

Absolutely fantastic company for lending and saving Reviewed on: 19th March 2024

Two loans and payment changed into one payment quick...

Two loans and payment changed into one payment quick and easy process. Very happy with the turn around. Monthly installments Reviewed on: 19th March 2024

It's a wonderful Union

It's a wonderful Union it really helps me a lot they are quick responsive online or by phone .Appreciate them .When you think that nobody is gonna accept your credit history.... Notts and Lincs credit union accepted Reviewed on: 19th March 2024

Each and everytime I’ve had a loan with your guy you...

Each and everytime I’ve had a loan with your guy you have been on the ball straight away and any missing information you’ve emailed me straight away always been polite when we’ve spoke over the phone. Reviewed on: 19th March 2024

The process was smooth and quick - great communication

The process was smooth and quick - great communication Reviewed on: 19th March 2024

Very helpful and friendly I plan on staying with thi...

Very helpful and friendly I plan on staying with this credit union I took out a loan and got savings at the same time has been a massive help Reviewed on: 19th March 2024

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