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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

The staff are helpful, reliable and supportive throu...

The staff are helpful, reliable and supportive throughout the process Reviewed on: 19th March 2024

They helped me out, less stressful.

They helped me out, less stressful. Reviewed on: 19th March 2024

Needed a loan quick.

I’ve saved with the ncu for 15plus years. Last year I needed a loan. The process was simple and quick. The money was in my account 4 day’s after I made the application! Reviewed on: 19th March 2024

Very professional and friendly.

Very professional and friendly. The customer service is excellent. Reviewed on: 19th March 2024

Excellent service recommend 100pet cent

Excellent service recommend 100pet cent Reviewed on: 19th March 2024

They help d me when I was in dire straights, my car...

They help d me when I was in dire straights, my car had broken, caring for my poorly father while looking after my children and working, I did not know what I was going to do but credit union gave me a break, gave me a loan that fit my budget and was affordable for me to continue helping those most important to me. Reviewed on: 19th March 2024

Really great, products offered were clear.

Really great, products offered were clear. Reviewed on: 19th March 2024

Iv been with notts and lincs credit union since abou...

Iv been with notts and lincs credit union since about 2009 Reviewed on: 19th March 2024

Very helpful polite and reassuring you they make you...

Very helpful polite and reassuring you they make you feel very comfortable and very at ease excellent customer service would guarantee them to anyone Reviewed on: 19th March 2024

A mutual that helps all kinds of people.

Helps with low rate loans with repayment that also adds to your savings. It’s a mutual so all profits go back into loans. Reviewed on: 19th March 2024

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