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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Great credit union, would recommend them, supportive...

Great credit union, would recommend them, supportive and reviews applications quickly Reviewed on: 19th March 2024

Very helpful and understanding staff easy to use app

Very helpful and understanding staff easy to use app Reviewed on: 19th March 2024

Excellent and friendly customer service

Excellent and friendly customer service Reviewed on: 19th March 2024

Super helpful staff with quick responses to my emails.

Super helpful staff with quick responses to my emails. Reviewed on: 19th March 2024

A* service super easy to apply

Really easy to apply , the advisor helps you go through your bills so you can afford to pay back comfortably .You can set any date you want to pay back and if you miss a payment the manager for your area rings you and helps resolve the issue . Ive had nothing but positive experiences with them for loans and top up loans . I've reccomend my sister and she was also eligible and she thinks they are fantastic compared to some loan company's. Once I've paid the loan I'm looking to start saving with notts and credit union . Great work guys Reviewed on: 19th March 2024

Help when needed and the saving part of the loan pay...

Help when needed and the saving part of the loan payments is a excellent idea Reviewed on: 19th March 2024

Simply the best !!!

I have had several loans over the years when I have fell short the whole process is straightforward fair and more than reasonable nlcu is my go to rather than any high street bank 5 star excellence all round Reviewed on: 19th March 2024

The credit union is a fantastic way of getting low r...

The credit union is a fantastic way of getting low rate loans, I've had a few loans which as really helped me out, really easy to apply and really quick decision unlike any other loan companys, thank you credit union.. Reviewed on: 19th March 2024

I have had loans and always been in my bank within t...

I have had loans and always been in my bank within two days .Very good service. And very helpful . Reviewed on: 19th March 2024

Very helpful and efficient was with Lincoln and wond...

Very helpful and efficient was with Lincoln and wondered if we would get the same service with moving to Notts but have to say yes all been very happy so far. Reviewed on: 19th March 2024

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