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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Easy and affordable

Easy and affordable quick process to apply for a loan. Reviewed on: 14th June 2023

Very good

Good customer service and rates its very good for savings and if i need answers i can just call Reviewed on: 14th June 2023

Brilliant service

Been with you for over 10 years. Been an absolute life saver at times. Reviewed on: 13th June 2023

Funeral

Best experience I’ve had with saving and lending money from …when my brother in law died they loaned me Money and was very helpful the following year with my remission amd a loan for a Holiday Reviewed on: 12th June 2023

Good

I apply a loan and waiting to aprobe now Reviewed on: 12th June 2023

Loans for the people

They help when no one else will. I have used these guys to set my life straight Reviewed on: 12th June 2023

Understanding staff always help if they can

Last Christmas i was really struggling, i applied for a Christmas loan but was to late, i rang to explain my situation and the lady i spoke to was able to help me out and saved Christmas!! Thank you! Reviewed on: 12th June 2023

faboulous

brilliant service to help people who need that little bit of help Reviewed on: 12th June 2023

Good loan rate

Easy and quick application process All loan terms, including interest rates, repayment schedules, and any associated fees, were clearly communicated upfront. Reviewed on: 12th June 2023

Excellent service

I have had multiple loans over the years and the service from applying to a decision is very quick. I was called to go through the terms and ensure I am happy. I love the aspect of saving as the same time as paying off my loan. Made it all worth while Reviewed on: 11th June 2023

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