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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Reliable and friendly

5
Veru easy process and friendly staff Reviewed on: 8th June 2023

Excellent

5
This is a great way to borrow money very liable. Quick pay out good staff when you ring very polite. Well.done to you all.. Reviewed on: 8th June 2023

No hassle, easy and accessible

5
It was easy to get a loan but the best part was managing the loan with the App and being able to speak to someone when I needed to without any issues Reviewed on: 7th June 2023

100% perfect

5
Been with them for years never had any issues always very helpful when you ring overall perfect Reviewed on: 7th June 2023

Loan,

5
They are so helpful, kind and so fast to look after you when ever you need them 100 percent recommended by me Reviewed on: 7th June 2023

Life saver the place to join is the credit Union family highly recommended

5
Hi my credit union family I truly appreciate your help over the past year’s joining and thanks for such great customer service that’s always there to help us out from start to finish the process is speedy and you will definitely definitely get back a call or a text or email from your team I truly appreciate all of you much love and respect number one service in the uk highly recommended guy’s please join your nearest credit union today!!!!! Reviewed on: 7th June 2023

Excellent

5
Staff very helpfull. Im happy with the sevice provided Reviewed on: 7th June 2023

Excellent customer service

5
NLCU has supported me through hard times to get a loan twice. Excellent customer service and prompt response to issues made me to put my trust in them towards saving for my mortgage up until last year when I bought my own house!! Though they can improve on their interest rates!! Reviewed on: 7th June 2023

Best loan company

5
I've been with credit union for about 5 years now, I'd never taken out a loan before. The application was straight forward they don't allow you more than you can manage, repayments are reasonable with low interest, plus saving with pledges which is a brilliant idea. In my honest opinion credit union are the best and i would highly recommend them and have done to friends/family. Reviewed on: 6th June 2023

Best credit Union

5
Really helpful and fast payouts Reviewed on: 6th June 2023

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