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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Goid

It's been okay. Reviewed on: 5th June 2023

Loan

Never had a problem with getting a loan its simple paying back no Need to mess around trying to remember when it comes out because thay do it all for you Reviewed on: 4th June 2023

Full recommended

I am very happy for what they do for the both of us Reviewed on: 4th June 2023

Helping hand

Helped me with loan when I really needed. Reviewed on: 4th June 2023

Excellent

Fast and friendly service excellent customer service rates on loans are excellent Reviewed on: 4th June 2023

Reliable and easy!

N&L credit union was my first ever loan, coming out of my child benefit assures I never miss a payment. The interest fees have stayed the same and I would recommend this service to friends who may need some help. Reviewed on: 4th June 2023

Easy to deal with

This is a good company to deal with, everything is large d out clearly on the app and website and I have already recommended them to a friend. Reviewed on: 4th June 2023

Great help

It was a very easy process to sign up and apply. Would definitely recommend Reviewed on: 3rd June 2023

10 out of 10

I wood allways recommend credit union good for lones Reviewed on: 3rd June 2023

Always been there to help when Ive needed the support

They have always been there when none else would borrow to me, when an unexpected cost has come up or even quite simply needed a top-up go Christmas. The staff have always been amazing, helping and empathetic and I’m so glad I joined all those years ago now Reviewed on: 3rd June 2023

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