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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

5
I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Amazing

5
They are amazing. They was willing to help me with a loan when no one else would. So easy to do. Thank you for helping me Reviewed on: 2nd June 2023

Very helpful & understanding

5
After opening an account with Nottingham credit union they were very helpful with advice regarding taking out a loan. Several months in through no fault of my own my financial circumstances changed. The situation was discussed and an arrangement settled without judgment. I would highly recommend. Reviewed on: 2nd June 2023

Credit union

5
Credit union has been there for me alot over the last few yrs Reviewed on: 2nd June 2023

Very helpful and convenient

5
I got a fantastic service that really helped me. Reviewed on: 2nd June 2023

Lovely friendly and fast

5
Credit union helped me out alot in my hard times when I was struggling financially they are a fast and friendly service I would recommend them to anyone Reviewed on: 2nd June 2023

Amazing company

5
Very helpful team of people. Very understanding on people's different circumstances Reviewed on: 2nd June 2023

Super Quick and Easy!

5
They helped me so much at such a difficult time, so quick and easy making it so much easier to apply. I honestly thank them so much for being able to help me. Reviewed on: 1st June 2023

Kind careing experience

5
Staff are lovely and well mansard all around a professional team and easy to talk to made everything simple to understand thumbs up from mè Reviewed on: 1st June 2023

Low interest loans and easy to save accounts

5
Great company providing lower interest loans helping financially without getting into deeper debt. Affordable repayments, easy to save accounts too Reviewed on: 1st June 2023

Loans

5
Very easy to apply and helpful company Reviewed on: 1st June 2023

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