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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Excellent

Very helpful excellent service, wish i had set up an account years ago. Reviewed on: 31st May 2023

AMAZING!!!

Helps you out when your struggling and you don’t get accepted by other places if you have bad credit!!! Reviewed on: 31st May 2023

absolutely amazing!

lovely staff, easy to work with when your having trouble with payments really understandable, they accepted me when I had poor credit they gave me a chance I would recommend this to anybody I know Reviewed on: 31st May 2023

Best credit union

Very helpful staff and very quick at processing applications Reviewed on: 31st May 2023

Accessible and affordable loans for working people

Have found the Credit Union to provide loans that are easy to access applications are turned around quickly rates of interest affordable. Reviewed on: 31st May 2023

Very much Grateful and Feel Supoorted in every way

They are very supportive in every way. I encourage you to join them today. Reviewed on: 31st May 2023

Amazing customer service

I had gone to credit union for years now, just amazing you can apply up to a high amount, the staff are lovely and helpful, plus a small account gos into your saving account, over all very happy. Reviewed on: 31st May 2023

They are very good

I have been with them 3 years and they are very good and if you can not pay it on time they are very good to help you till the next month Reviewed on: 31st May 2023

Gd stuff

Not bad at all many thanks!!!!!!! Reviewed on: 31st May 2023

Amazing company

Iv been with credit union since 2006,and had many loans,I normally all ways get my loan in time for Christmas each year,and then pay it of though the following year. Oct of 2022 I got a ccj against me,and unfortunately I got refused my chrismas loan,this caused alot of stress,and I ended up getting into debt with other loan companies that charge alot more,I fell into money problems and credit union was there to support me. Unfortunately iv still not been able to get enother loan since the ccj. Hopefully that will change fingers crossed. Reviewed on: 31st May 2023

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