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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Years of service for my ups and downs

I highly recommend credit unions for its flexibility having a savings account and other accounts to assist me save separately whilst taking out multiple loans due to unforeseen expenses paid back appropriately. CU process to take out a loan and conversation email by email or over the phone are speedily completed or resolved. Having the app again enables me to monitor my repayments and spending The CU is more approachable and personal than a regular high street bank or building society. Thank you staff for the 25 year’s service you have assisted me with. It’s been Reviewed on: 31st May 2023

Great service

Great service. Quick response. Easy access to my account. Reviewed on: 31st May 2023

Load application

Load application was easy to understand and the union was very helpful Reviewed on: 31st May 2023

Amazing customer service.

I’ve recently had financial difficulties and the customer service was absolutely amazing and so understanding, really made a stressful situation manageable Reviewed on: 31st May 2023

Easy

It was quick and easy to sort out, it was all set out with clear instructions and when I accepted the loan it was in my bank with in minutes. There payments are brilliant, and it has all been set out perfectly. Reviewed on: 31st May 2023

fast , save , reliable

Have been borough money twice and it really not big procent to pay back really recommend for everyone Reviewed on: 31st May 2023

Loan Help

Every time I've needed a loan through the years, Notts & Linc's credit union have help me every time, the staff are amazing. Reviewed on: 31st May 2023

Amazing staff and advice

Notts and Lincs credit union are great Reviewed on: 31st May 2023

Fantastic Service Everytime!!

I haven't got the best credit history due to a relationship breakdown. At Credit Union they do look at your credit report but they also look into each person's finances. Credit Union helped me pay of debts and had a bit left over to do some home improvements. I will always chose this company before going elsewhere as the staff are so friendly and helpful. Thankyou!! Reviewed on: 31st May 2023

excellent service

From start to finish nothing was ever too much trouble, even when a problem arose the advice and guidance I received was second to none. I would highly recommend notts and lincs credit union you will not be disappointed. Reviewed on: 31st May 2023

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