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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Brilliant service very helpful on the phone and in s...

5
Brilliant service very helpful on the phone and in store.Money in account quickly Reviewed on: 6th June 2025

Very competitive interest rates

5
I took out a loan a few years ago to pay off my credit card. The interest rate was nearly 30 percentage points lower than that of my bank! I wish I'd signed up to the credit union sooner. Reviewed on: 30th May 2023

Great service

5
Easy transaction, very helpful and affordable. Reviewed on: 30th May 2023

Excellent cant fault

5
Can't fault anything very supportive fast with decisions and payments Reviewed on: 30th May 2023

Excellent customer service

5
Really helpful friendly team. Excellent range of loans and savings accounts. Reviewed on: 30th May 2023

Helped me when I needed it the most

5
Excellent service and amazing people on the phones to talk you through everything Reviewed on: 30th May 2023

The best credit union

5
Notts and Lincs credit union is a union I can recommend. Very easy to get a loan provided you qualify for and their interest rate is low. Very friendly staff. Reviewed on: 30th May 2023

Efficient, reliable, caring company

5
They listen and care, very good rates and a very efficient service Reviewed on: 30th May 2023

Really good service

5
When I was struggling credit union helped me out with one of their loans Reviewed on: 30th May 2023

Brilliant

5
I have an amazing experience with these people an recommend them to all my friends and family that are struggling Reviewed on: 30th May 2023

The best place for a loan or support.

5
Always a great experience with credit union. The loan terms are extremely fair. The fact that they put a portion of your repayments into a savings account for you, is above and beyond any loan business I’ve ever heard of!! Would always recommend credit union to anyone who’s in need of financial help. Reviewed on: 30th May 2023

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