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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

most human experience I've had in a while

I found out about clockwise while looking for loan options available to me. I found out by chance that they covered the county where I lived at the time. The following day I joined Clockwise and was offered the loan with terms that fit my needs. The team was very supportive as well, easy to communicate with. This was unexpected. These days, when I interact with banks and similar financial institutions, I have to get through layers and layers of automated support. Reviewed on: 2nd May 2025

Loans

Iv been using credit union forany years and I Will continue to do so. The loans are affordable with your income and the interest rate is much lower then anywhere else. The forms are easy to fill in and the decision is made very quickly. I highly recommend credit union. Reviewed on: 30th May 2023

Amazing

Great experience very helpfull staff Reviewed on: 30th May 2023

Simply fantastic

Very helpful, kind and understanding. I was a single parent struggling to buy the essential items for a home after escaping an abusive ex and I was lent enough to buy those items & the interest was very low, easy to phone if any issues with my payments. They also put some money to the side to save out of my loan repayment so when I’d payed the loan back I had a nice bit of cash saved too. It’s a breath of fresh air to have a loan company lending to help and not to get stinking rich from interest. Reviewed on: 30th May 2023

Very quick and efficient process

They processed my application and dealt with all my queries well. They offer good loan deals Reviewed on: 30th May 2023

Friendly and helpful service

The team have always been extremely helpful and supportive, they do not keep you holding when calling and ensure the right support and guidance is offered on products Reviewed on: 30th May 2023

Helpful and amazing

Staff go out there way to help u and get ur loan to u ASAP so greatful to have this credit union on our side xxxxxx Reviewed on: 30th May 2023

Best credit union

Very low interest rates, fast application processing l. Always comes through when you need them Reviewed on: 30th May 2023

Happy to be the part

Though I haven't got any loan.But having a credit union to support us is really great. Reviewed on: 30th May 2023

Always rely upon

I’ve used credit Union now for possibly over 15yrs. Loan application is so easy to complete. Response quite fast and once approved money in the bank usually same day. Affordable rates and I’ve never missed a payment due to having the same loan every yr renewed so not missed the money. I also save a little on top of my payments. Once my loan level reaches my savings amount, I just pay it off with the saved money. Reviewed on: 30th May 2023

Good Fast and Frendley service.

When I call them l always get a great response and everything is sorted out there and then. The staff can't do enough for me. I am glad I joined Notts and Lincs Credit Union. Reviewed on: 30th May 2023

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