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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Got the money I needed

5
Well great service friendly people got my loan quite quickly Reviewed on: 30th May 2023

They were there when I needed help

5
I needed help with my finances and my brother recommended clockwise too me and it’s be one of the most useful loans I have used Reviewed on: 11th July 2025

Helpful, supportive helps the fanily

5
Helpful, supportive helps the fanily Reviewed on: 11th July 2025

Been with them for many years; it's great for saving...

5
Been with them for many years; it's great for savings and loans and will continue to use them for years to come. Reviewed on: 11th July 2025

HAPPY and proud

5
Loan application and receiving the money in my account was really smooth Reviewed on: 10th July 2025

Polite, helpful

5
Everyone is so polite and helpful Expecially When we struggled with universal credit Reviewed on: 10th July 2025

Always been very helpful & helped me massively

5
Always been very helpful & helped me massively Reviewed on: 10th July 2025

It’s was straight forward to use and the fast decisi...

5
It’s was straight forward to use and the fast decision making Reviewed on: 10th July 2025

It’s an absolutely amazing service.

5
It’s an absolutely amazing service. I needed a loan a few years ago and the interest rates what I at to pay back was brilliant especially compared to other loan companies I’ve been with. My loan is completely been paid back and now I’ve built up savings with them. Reviewed on: 10th July 2025

There extremely helpful and loans are fast tracked

5
There extremely helpful and loans are fast tracked Reviewed on: 10th July 2025

Onest service

4
It was wery good and clear service Reviewed on: 10th July 2025

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