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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Got the money I needed

5
Well great service friendly people got my loan quite quickly Reviewed on: 30th May 2023

Never had a problem at all, my questions and loan ap...

5
Never had a problem at all, my questions and loan applications have been on par couldn't ask for a better company to be involved with Reviewed on: 9th July 2025

Only knew about clockwise the other month wish I wou...

5
Only knew about clockwise the other month wish I would of known sooner very easy process will definitely recommend Reviewed on: 9th July 2025

Came in handy when it was really needed covered the...

5
Came in handy when it was really needed covered the bills and kept my lights on Reviewed on: 8th July 2025

Very helpful and friendly good customer service

5
Very helpful and friendly good customer service Reviewed on: 8th July 2025

Interest rates are very high.

3
Interest rates are very high. I understand with poor credit I pay more but their rates seem exploitive. Reviewed on: 8th July 2025

Bin using for over 5years brilliant for low income f...

5
Bin using for over 5years brilliant for low income family Reviewed on: 8th July 2025

Always been there when I needed financial help and t...

5
Always been there when I needed financial help and the repayment options are great Reviewed on: 8th July 2025

Very efficient.

5
Very efficient. Straight forward & simple. Reviewed on: 8th July 2025

Had a fair few loans with clockwise credit union th...

5
Had a fair few loans with clockwise credit union they have really helped me I would recommend to anyone. Reviewed on: 8th July 2025

Great customer service, great ways to help save, goo...

5
Great customer service, great ways to help save, good clear simple ways to apply for funds Reviewed on: 8th July 2025

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