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Clockwise Credit Union: Personal loans reviews

Name: Personal loans
Rating: 4.88 (2928 reviews)

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4.88

Based on 2,928 reviews, last reviewed 10th Feb 2026

200% increase in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025

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About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Got the money I needed

Well great service friendly people got my loan quite quickly Reviewed on: 30th May 2023

Clockwise has never ever failed me

I’ve been using clockwise for nearly 6 years now and i started using the family loan and choose to pay back from benefits this made it easy and due to poor credit at the time I was accepted and clockwise have continued to be the best value and top up loans give flexibility if crisis occurs and change payment plans by far the most useful lender I’ve ever come across! Reviewed on: 7th July 2025

I’m happy with everything .

I’m happy with everything . Good reply , in time and I’m a happy costumer Reviewed on: 7th July 2025

No problems.

No problems. Very helpful, easy to use and friendly staff :) Reviewed on: 7th July 2025

Less office face to face Approach.

Less office face to face Approach. Difficult to login as an old member Reviewed on: 7th July 2025

Award winning service.

Award winning service. Quick and easy application for loans. Customer service is brilliant, would recommend to anyone looking for a loan. Reviewed on: 7th July 2025

Iv Been a customer for years and always had best tre...

Iv Been a customer for years and always had best treatment . If needed a loan or anything they have been there during Christmas and thro hard times. Reviewed on: 7th July 2025

I have previously had a loan with clockwise, the sta...

I have previously had a loan with clockwise, the staff was very friendly, it was a quick and easy process. Everyone was very helpful and made ke fewl at ease. I was able to save at the same time too, which really helped me. The funds went straight to my account too. Reviewed on: 7th July 2025

I use clockwise because they have the cheapest rates

I use clockwise because they have the cheapest rates Reviewed on: 7th July 2025

Clockwise credit union really good costumer service

Clockwise credit union really good costumer service Reviewed on: 7th July 2025

Brilliant service In branch and on telephone

Brilliant service In branch and on telephone Reviewed on: 7th July 2025

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