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Clockwise Credit Union: Personal loans reviews

4.88
Based on 2,928 reviews, last reviewed 10th Feb 2026
200% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Very quick assessment time frame Very quick assessment time frame Reviewed on: 10th February 2026
Michelle's avatar
Michelle

Latest lowest rating:

2

They could not give me a loan because I live in Nort... They could not give me a loan because I live in Northamptonshire. I think they should have Northamptonshire back Reviewed on: 15th July 2025
Melissa K's avatar
Melissa K

About this product

You can borrow between £50 and £10,000 with a Clockwise Credit Union personal loan.

Repay weekly, fortnightly or monthly with no fees if you choose to repay the full loan early. There’s an option to top up your loan after four months and support is available over the phone, online or in-branch.

Clockwise Credit Union personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Clockwise Credit Union before, you can also leave a review and share your experience.

Clockwise Credit Union Personal loans reviews (2928)

Review of the Clockwise Credit Union, Personal loans:

Got the money I needed

5
Well great service friendly people got my loan quite quickly Reviewed on: 30th May 2023

I have had very positive response and outcome to my...

5
I have had very positive response and outcome to my loan enquiry it’s been a pleasure to be part of the credit union Reviewed on: 4th July 2025

Absolute brilliant service have been using for many...

5
Absolute brilliant service have been using for many years. Reviewed on: 4th July 2025

It has helped me deal with my financial issues

4
It has helped me deal with my financial issues Reviewed on: 4th July 2025

Very professional very easy and very reliable.

5
Very professional very easy and very reliable. No pressure to pay back or worry. Would definitely recommend Reviewed on: 4th July 2025

They are spot on, never had a single issue and if I...

5
They are spot on, never had a single issue and if I need to speak about a loan they answer calls straight away. Everything is simple and easy and makes the process a lot smoother. No faults at all Reviewed on: 4th July 2025

Clockwise helped me at a difficult time

4
Clockwise helped me at a time I needed the most. I have a young daughter and our fridge freezer broke and being single parent I was worried. I was able to pay back the money I borrowed weekly and saved me a lot of stress. Reviewed on: 4th July 2025

Great friendly staff, very fast and efficient,easy l...

5
Great friendly staff, very fast and efficient,easy loans provided Reviewed on: 4th July 2025

Never had any problems

5
Never had any problems, always been offered what I needed Reviewed on: 4th July 2025

I found the Clockwise application process easy and o...

5
I found the Clockwise application process easy and once my bank statements were sorted for my original loan the decision and payment were completed quickly. My top up loan was completed even quicker. Reviewed on: 4th July 2025

Clockwise as always be my only bank as they give me...

5
Clockwise as always be my only bank as they give me all I want and peace of mind at the same time,no hidden charges and I cannot ask for any other things more Reviewed on: 4th July 2025

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