Write a review

CrowdProperty: Peer to Business Lending reviews

Name: Peer to Business Lending
Rating: 4.35 (20 reviews)

View other CrowdProperty products

3.02

Based on 20 reviews, last reviewed 9th Aug 2025

No new 5 star reviews

in the past 90 days

100% increase in 1 star reviews

in the past 90 days

80%

4 star

10%

Latest highest rating:

5

4 years and still great returns I have been lending money on Crowd Property now for 4 years and have had great returns on my investment. I trust the people who run it 100%. There h... Read more Reviewed on: 4th March 2023

Latest lowest rating:

1

Huge loss of capital for self and wife My wife and I are not professional investors. We don’t have detailed knowledge and experience of investment in the property market. We started investi... Read more Reviewed on: 9th August 2025

Read all reviews Write a review

About this product

CrowdProperty peer lending reviews on Smart Money People help people like you thinking about what life is like as a CrowdProperty customer to find this out. What is customer service like? Is the online experience quick and simple? You can find this out by reading our CrowdProperty peer lending reviews. If you are a CrowdProperty customer, you can also write your review today!

Review CrowdProperty: Peer to Business Lending now

Help others make smarter decisions by sharing your own experience.

Write a review

CrowdProperty Peer to Business Lending reviews (20)

Huge loss of capital for self and wife

My wife and I are not professional investors. We don’t have detailed knowledge and experience of investment in the property market. We started investing when Crowd Property had recently started its platform and promoted itself and the investment projects on line – each one presented in detail. At that time, about 8-9 years ago, great emphasis was given by Crowd Property to its protection of investors’ investments by the first charge on projects taken by Crowd Property on behalf of investors. This important safeguard was, in those days, given more prominence than the statement about risk of the investment. As the number of projects increased, the relative prominence of protection and risk reversed. For the past 3 years or so, the risk of investment has been given the major prominence in a box on the front page. The first charge protection which Crowd Property used to promote is not given the prominence it used to have – may be because there have been, as others have noted, more and more investment failures for which first charge protection has not protected investors. Some projects are still outstanding 4 years after they should have completed. Whilst our early investments delivered good returns more or less on time, we have lost a considerable sum of money in the last 4-5 years – far more than we achieved in interest. Capital has been lost and estimated interest has evaporated. We stopped investing when we saw the much greater prominence given by Crowd Property to the risk warning. Of course, we may have just been unlucky. Or, we relied too much on the first charge protection which has proved to be ineffective. We have just been told by Crowd Property, that unless you are a high net worth individual or a sophisticated investor, then Crowd Property is not for you. This latest “warning” to ordinary people, ie that lending through Crowd Property is not for them, hasn’t come soon enough. How many more ordinary people have lost money via investment in Crowd Property projects? It would appear from reviews on Smart Money People that there are more failed individual investments than might have been expected. Were we, and others, mis-sold those investment opportunities during the period when the risk of investment was claimed to be “balanced” by reference to first charge protection? If our experience is shared with others, then maybe it is something which should be explored further. Reviewed on: 9th August 2025

Time and care are needed to avoid losses

With time and care it is possible to achieve close to the advertised returns on CrowdProperty but the platform requires more care on behalf of the investor, to ensure proper diversification and to prevent over exposure to any single project, than other comparable platforms. The quality of loans is not high and overexposure to a bad loan can affect your overall return significantly. Also, the lack of a secondary market necessitates long-term commitment. Reviewed on: 28th January 2025

Concerning lending experiences with Crowdproperty UK

I have had a deeply concerning lending experience with CrowdProperty. This property investment platform currently shows an alarming 83% default rate across my loan portfolio, with many of these defaults being over TWO YEARS OVERDUE! The company's approach to managing defaults is notably negligent. Their communication with investors is highly inadequate, with updates being infrequent and lacking substance compared to other platforms. The rare updates provided, typically quarterly, offer very little meaningful information about recovery efforts. CrowdProperty's operational focus seems to heavily favour borrowers over lenders. This is evident in the company's management presentations and social media presence, where there is frequent emphasis on satisfying borrowers. Lenders are hardly ever even mentioned. This bias is reflected in CrowdProperty's lenient approach to pursuing defaulting borrowers, compromising lenders' interests. They keep extending loans, often for years, with little regard for lenders' money not being returned. The platform's statistics page shows concerning trends. Lending amounts to each individual borrower, loan-to-value ratios, and default rates have consistently increased year on year. Very worrying. The statistics page reveals that an alarming 45 projects are now in default, and this number continues to rise. In December 2024, investors suffered multi-million-pound losses on two loans, which returned only about a quarter of the capital invested! Currently, a significant portion of my life savings remains inaccessible in defaulted loans on CrowdProperty. The company's indifference to this situation is deeply troubling. Based on my experience and the numerous similar complaints from lenders on Trustpilot and other platforms, I strongly advise potential investors to exercise extreme caution. CrowdProperty's commitment to recovering funds from borrowers and repaying lenders in a timely manner seems highly questionable at best! Reviewed on: 21st January 2025

Loss of capital invested

Overall, poor experience with this platform. The returns offered to investors (currently 8-9%) are not good enough given the high LTV of loans and the significant loss of invested capital on defaulted loans. I would advise others not to invest on this platform. Reviewed on: 31st December 2024

4 years and still great returns

I have been lending money on Crowd Property now for 4 years and have had great returns on my investment. I trust the people who run it 100%. There have been issues along the way with investments but the people at CrowdProperty stepped in to take over these projects to make sure that investors got the returns back they were promised. Reviewed on: 4th March 2023

Great company

Very efficient process and monitoring system which instils confidence in the company. Reviewed on: 13th February 2023

Fantastic service

Amazing customer service. Any questions i have are dealt with quickly, and the complete transparency on their site is very refreshing to see. Reviewed on: 6th April 2022

Great idea, great projects, great product

Great idea, great projects, great product Reviewed on: 5th April 2022

A leading lender in their space

They continue to grow and are leading the way in the P2P space Reviewed on: 4th April 2022

Great platform and returns

Ease of entry to the market to invest, obvious due diligence and and good return means I return again. Reviewed on: 18th March 2022

Do you have a different CrowdProperty product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Are you a business? Get insights, reply to reviews, invite customers and understand their needs

Want to see more from CrowdProperty?

Business Loan
from CrowdProperty 5.00 from 94 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub