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Cynergy Bank: Personal savings reviews

4.71
Based on 217 reviews, last reviewed 30th May 2026
3380% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
11%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

4

Every time i have had a query it has been dealt with... Every time i have had a query it has been dealt with in a very professional manner. So far so good. Reviewed on: 20th April 2026
ML 's avatar
ML

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026
AH's avatar
AH

About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

Review Cynergy Bank: Personal savings now

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Cynergy Bank Personal savings reviews (217)

Hassle free customer service, good interest rates.

5
Hassle free customer service, good interest rates. Fast international transfers. Low charges. Reviewed on: 23rd March 2026

An efficient,competitive and friendly bank

5
Whether dealing with Cynergy in internet banking or by phone the service is always excellent. Add that to very competitive saving rates and what more could you want. Their staff are always professionally friendly and look for solutions not excuses Reviewed on: 23rd March 2026

Happy customer.

5
Been with Cynergy for savings for a few years now. Rates are always good. Just renewed my easy saver account for the next year. Reviewed on: 23rd March 2026

Easy to open account

5
Easy to open the account and good online and mobile access. Money deposit instantly with messages. Reviewed on: 23rd March 2026

Very good service, never any hassle.

5
Very good service, never any hassle. Reviewed on: 23rd March 2026

Consistently competative savings rates

5
Consistently competative savings rates Reviewed on: 23rd March 2026

Excellent in every way, i am very pleased with the...

5
Excellent in every way, i am very pleased with the bank Reviewed on: 23rd March 2026

Consistently fair savings rate.

5
Consistently fair savings rate although you need to change accounts each year to keep the best rate which is annoying. Reviewed on: 23rd March 2026

Cynergy bank operates swiftly and efficiently.

5
Cynergy bank operates swiftly and efficiently. Personnel are always ready to give expert friendly help when needed. Reviewed on: 23rd March 2026

We have an instant access account, which has been ea...

5
We have an instant access account, which has been easy to use and extremely useful, giving us a good interest rate. Reviewed on: 23rd March 2026

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