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Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 4.71 (218 reviews)

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4.71

Based on 218 reviews, last reviewed 11th Jun 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

84%

11%

2 star

Latest highest rating:

5

Cynergy reward loyalty. Cynergy reward loyalty. Although it took a while to get their banking app user friendly. They’ve now got it together to enable customers to bank with ... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026

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About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (218)

A one of the best instant access account with a good...

A one of the best instant access account with a good interest rate Reviewed on: 23rd March 2026

Hassle free customer service, good interest rates.

Hassle free customer service, good interest rates. Fast international transfers. Low charges. Reviewed on: 23rd March 2026

An efficient,competitive and friendly bank

Whether dealing with Cynergy in internet banking or by phone the service is always excellent. Add that to very competitive saving rates and what more could you want. Their staff are always professionally friendly and look for solutions not excuses Reviewed on: 23rd March 2026

Happy customer.

Been with Cynergy for savings for a few years now. Rates are always good. Just renewed my easy saver account for the next year. Reviewed on: 23rd March 2026

Easy to open account

Easy to open the account and good online and mobile access. Money deposit instantly with messages. Reviewed on: 23rd March 2026

Very good service, never any hassle.

Very good service, never any hassle. Reviewed on: 23rd March 2026

Consistently competative savings rates

Consistently competative savings rates Reviewed on: 23rd March 2026

Excellent in every way, i am very pleased with the...

Excellent in every way, i am very pleased with the bank Reviewed on: 23rd March 2026

Consistently fair savings rate.

Consistently fair savings rate although you need to change accounts each year to keep the best rate which is annoying. Reviewed on: 23rd March 2026

Cynergy bank operates swiftly and efficiently.

Cynergy bank operates swiftly and efficiently. Personnel are always ready to give expert friendly help when needed. Reviewed on: 23rd March 2026

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