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Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 4.78 (175 reviews)

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4.78

Based on 175 reviews, last reviewed 2nd Apr 2026

14400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

85%

10%

2 star

Latest highest rating:

5

Straightfoward and easy to deal with I have always found managing my Cynergy Bank accounts, using their website or app, straightforward and stress free. They offer competitive rates and a... Read more Reviewed on: 2nd April 2026

Latest lowest rating:

1

The worst customer experience. Avoid . The most frustrating customer service experience purely caused by Cynergy Banks own making.. Avoid at all cost. Reviewed on: 31st March 2026

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About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (175)

Brilliant!

Used for years, easy to use, can have both personal and joint accounts, quick transfers both internally or nominated account, good interest rates overall an excellent Bank! Reviewed on: 23rd March 2026

Mostly smooth running.

Mostly trouble free. I struggled with the changes made to the process online, but managed to overcome. Reviewed on: 23rd March 2026

Easy to set up and manage accounts online.

Easy to set up and manage accounts online. Clear interest rates and easy to switch to a new account if interest rates are better.withdrawals are quick, website clear. Reviewed on: 23rd March 2026

Greatful happy customer.

We've been with Cynergy for a few years now. Always polite and very professional service....brilliant. Reviewed on: 23rd March 2026

Never had a problem

Never really a problem but when calling customer service was excellent Reviewed on: 23rd March 2026

Excellent on line facilities, clear and easy to use.

Excellent on line facilities, clear and easy to use. Reviewed on: 23rd March 2026

Saving as it should be!

Efficient way to save, trouble free account with great interest rates. Banking as it should be! Reviewed on: 23rd March 2026

Easy to use website.

Easy to use website. Help is eadily available over the phone if needed Reviewed on: 23rd March 2026

My online savings account with Cynergy became inacce...

My online savings account with Cynergy became inaccessible over the course of last year after (I suspect) they had carried out an upgrade. I was obliged to move my savings to an alternative provider in June 2025. I am now owed interest that should have been paid to me in November 2025 which I now discover (thanks to the financial ombudsman) has been paid into the account which I am unable to access. Reviewed on: 23rd March 2026

Competitive interest rates.

Competitive interest rates. Straightforward online banking. Reviewed on: 23rd March 2026

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