Write a review

Newsletter

Go to business site

Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 4.71 (217 reviews)

View other Cynergy Bank products

4.71

Based on 217 reviews, last reviewed 30th May 2026

2783% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

84%

11%

2 star

Latest highest rating:

4

Every time i have had a query it has been dealt with... Every time i have had a query it has been dealt with in a very professional manner. So far so good. Reviewed on: 20th April 2026

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

Review Cynergy Bank: Personal savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Cynergy Bank Personal savings reviews (217)

Trouble free transactions - very helpful and profess...

Trouble free transactions - very helpful and professional advice. Reviewed on: 23rd March 2026

Great service and savings rates

I have banked with Cynergy Bank for a number of years and have always been happy with their service. The online banking is easy to use, it's very simple to open an account and the rates on personal savings are always competitive. I've never had any problems so would not hesitate in recommending them to my friends and family. Reviewed on: 23rd March 2026

Competitive rates - not as reactive as some other sa...

Competitive rates - not as reactive as some other savings platforms. Reviewed on: 23rd March 2026

I am now on my third account with Cynergy bank which...

I am now on my third account with Cynergy bank which holds my life savings. I switch my money to the best savings account I can. I find this very easy to do online and if I have any difficulties I ring up customer service support who are just great. Reviewed on: 23rd March 2026

Great experience and good products

Great experience and good products Reviewed on: 23rd March 2026

A bank evolving in the right direction

A bank that listens to its customers and is taking positive strides in the right direction to make the customers experience with them pleasurable. The personal savings products are tailored to meet the customers expectations Reviewed on: 23rd March 2026

Easy to set up and use

Account was easy to set up and use online. Reviewed on: 23rd March 2026

Excellent rates and great communication

Excellent rates and great communication Reviewed on: 23rd March 2026

Easy process and good rates

The accounts are so easy to open, and the rates are always competitive Reviewed on: 23rd March 2026

It does what it says on the 'website'

It does what it says on the 'website' Reviewed on: 23rd March 2026

Do you have a different Cynergy Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Virgin Money 4.13 from 108 reviews
Smart Saver
from The Co-operative Bank 3.92 from 13 reviews
Savings (discontinued)
from National Fire Savers Credit Union (inactive company) 3.89 from 1 reviews

Want to see more from Cynergy Bank?

Cash ISA
from Cynergy Bank 4.77 from 317 reviews
Business Saving
from Cynergy Bank 4.63 from 35 reviews
Business Current Account
from Cynergy Bank 4.32 from 15 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub