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Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 4.78 (175 reviews)

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4.78

Based on 175 reviews, last reviewed 2nd Apr 2026

14400% increase in 5 star reviews

in the past 90 days

300% increase in 1 star reviews

in the past 90 days

85%

10%

2 star

Latest highest rating:

5

Straightfoward and easy to deal with I have always found managing my Cynergy Bank accounts, using their website or app, straightforward and stress free. They offer competitive rates and a... Read more Reviewed on: 2nd April 2026

Latest lowest rating:

1

The worst customer experience. Avoid . The most frustrating customer service experience purely caused by Cynergy Banks own making.. Avoid at all cost. Reviewed on: 31st March 2026

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About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (175)

Cynergy - An App that works and great people.

An App that works on a human level as well as being highly practical - backed up excellent phone support from Customer Services. What's not to like. Reviewed on: 23rd March 2026

Sit back and enjoy the ride

Haven’t got a bad word to say about Cynergy Bank. The whole process was easy to understand and execute. Reviewed on: 23rd March 2026

Very clunky App and website.

Very clunky App and website. Not very user friendly, payments can be slow at times. It's good that they show interest accured on a daily basis. Sometimes offer good interest rates but not as competitive as they used to be so I use them less now. Reviewed on: 23rd March 2026

Good at alerts for higher interest rates

Very good at saying when higher saving rate bonus is expiring, and how we can shift to another account. Reviewed on: 23rd March 2026

Modern bank with best security

Always gives me best intrest rates. Easy to use app and Online Banking. Reviewed on: 12th March 2026

Good rates and a great app overall.

Good rates and a great app overall. Very easy to use. Reviewed on: 10th March 2026

Very good customer service

Very good customer service, people that you can understand at the end of the line. Do not rush to finish the call Reviewed on: 5th March 2026

Great app, easy to use.

Great app, easy to use. Great rates Reviewed on: 5th February 2026

It’s Easy to Bank with Cynergy.

I found the CynergyBank Bank app well thought through and I have been able to complete all the actions necessary with it. I have not had to call customer services as it all just works. I would recommend this bank. Reviewed on: 23rd January 2026

Had several accounts with them over the years and al...

Had several accounts with them over the years and always been very pleased Reviewed on: 22nd January 2026

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