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Cynergy Bank: Personal savings reviews

4.71
Based on 217 reviews, last reviewed 30th May 2026
2783% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
84%
See only 4 star reviews
11%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

4

Every time i have had a query it has been dealt with... Every time i have had a query it has been dealt with in a very professional manner. So far so good. Reviewed on: 20th April 2026
ML 's avatar
ML

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026
AH's avatar
AH

About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (217)

Seamless performance

5
Seamless sign up and withdrawals when we needed them. Reviewed on: 23rd March 2026

Cynergy Bank great with Power of Attorney

5
Cynergy Bank has competitive products and savings rates with good systems and helpful staff. Particularly good for people with Power of Attorney as they provide access to all accounts from a single login profile. Reviewed on: 23rd March 2026

Interest rates are not always the best but not far off.

5
Interest rates are not always the best but not far off. Staff are most helpful and efficient. Reviewed on: 23rd March 2026

Good service , good rates, very easy to open and ope...

5
Good service , good rates, very easy to open and operate account Reviewed on: 23rd March 2026

Good website, Good app.

5
Good website, Good app. Fast withdrawals Reviewed on: 23rd March 2026

Good bank

5
I first used Cynergy Bank several years ago when opening an account for my mother for whom I had POA. I found this easy to do with helpful customer service showing me how to do it. Since then I have had my own accounts and I like the excellent security processes making me think my money is safe. Reviewed on: 23rd March 2026

One of the better saving institutions

5
Have saved with Cynergy bank for years, never had any issues. They offer competitive interest rates and web site is easy to use as is the log on process. Reviewed on: 23rd March 2026

Savings easy to make

4
Easy to set up and use. Good rates on offer and app site good Reviewed on: 23rd March 2026

Simple and easy to use.

5
Simple and easy to use. The web pages have been updated and it's easy to navigate around my account. Reviewed on: 23rd March 2026

Easy to Navigate

5
I have been with cynergy bank for over two years , the app is extremely easy tu use and in a few occasion when I have had to call customer service they have been very efficient, I use Thier bonus savings account and when the bonus period expires it's very easy to fast track my savings to another bonus account. Reviewed on: 23rd March 2026

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