Write a review

Newsletter

Go to business site

Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 4.71 (218 reviews)

View other Cynergy Bank products

4.71

Based on 218 reviews, last reviewed 11th Jun 2026

32% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

84%

11%

2 star

Latest highest rating:

5

Cynergy reward loyalty. Cynergy reward loyalty. Although it took a while to get their banking app user friendly. They’ve now got it together to enable customers to bank with ... Read more Reviewed on: 11th June 2026

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026

Read all reviews Write a review

About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

Review Cynergy Bank: Personal savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Cynergy Bank Personal savings reviews (218)

Easy to Navigate

I have been with cynergy bank for over two years , the app is extremely easy tu use and in a few occasion when I have had to call customer service they have been very efficient, I use Thier bonus savings account and when the bonus period expires it's very easy to fast track my savings to another bonus account. Reviewed on: 23rd March 2026

Altogether Very Good

They provide a good service and keep us informed. Sensible interest paid. Altogether Very Good Reviewed on: 23rd March 2026

Offer good interest rates and timely reminders.

Have several fixed bonds with Cynergy and they have always offered very favourable interest rates. The are also good at reminding me in goodtime when Bonds are due to mature and offer various alternatives for renewal Reviewed on: 23rd March 2026

Easy straightforward experience, quick to open accounts

Easy straightforward experience, quick to open accounts Reviewed on: 23rd March 2026

Consistently good interest rates

I have saved with Cynergy over recent years and they continue to offer good rates for easy access savings Reviewed on: 23rd March 2026

Cynergy's on-line Savings

I have used Cynergy's on-line Savings account for several years. The application process makes it very simple to switch savings to another account if the interest rate changes. Their interest rates are usually quite competitive, and they often offer a bonus rate for the first 12 months. They will also message you before the bonus period ends or if a better rate is available on a new account. Reviewed on: 23rd March 2026

Easy to open accounts, competitive rates, security o...

Easy to open accounts, competitive rates, security of account access Reviewed on: 23rd March 2026

I have had a saving account with them from the start...

I have had a saving account with them from the start - since it changed from Bank of Cyprus to present. I have had a few issues over the years but all were sorted out satisfactorily. Therefore l have stayed with them and recently opened a Cash ISA too. Reviewed on: 23rd March 2026

Very efficient and they make it easy to move money a...

Very efficient and they make it easy to move money around. Offer great interests rates. Reviewed on: 23rd March 2026

Website is very easy to use.

Website is very easy to use.Things are explained in such a way that it is easy to understand. Reviewed on: 23rd March 2026

Do you have a different Cynergy Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from OakNorth 4.87 from 759 reviews
Easy access and notice accounts
from Nottingham Building Society 4.64 from 31 reviews
The Newcastle Big Home Saver
from Newcastle Building Society 3.86 from 4 reviews

Want to see more from Cynergy Bank?

Cash ISA
from Cynergy Bank 4.77 from 318 reviews
Business Saving
from Cynergy Bank 4.63 from 35 reviews
Business Current Account
from Cynergy Bank 4.33 from 15 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub