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Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 4.71 (217 reviews)

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4.71

Based on 217 reviews, last reviewed 30th May 2026

2783% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

84%

11%

2 star

Latest highest rating:

4

Every time i have had a query it has been dealt with... Every time i have had a query it has been dealt with in a very professional manner. So far so good. Reviewed on: 20th April 2026

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026

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About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (217)

Altogether Very Good

They provide a good service and keep us informed. Sensible interest paid. Altogether Very Good Reviewed on: 23rd March 2026

Offer good interest rates and timely reminders.

Have several fixed bonds with Cynergy and they have always offered very favourable interest rates. The are also good at reminding me in goodtime when Bonds are due to mature and offer various alternatives for renewal Reviewed on: 23rd March 2026

Easy straightforward experience, quick to open accounts

Easy straightforward experience, quick to open accounts Reviewed on: 23rd March 2026

Consistently good interest rates

I have saved with Cynergy over recent years and they continue to offer good rates for easy access savings Reviewed on: 23rd March 2026

Cynergy's on-line Savings

I have used Cynergy's on-line Savings account for several years. The application process makes it very simple to switch savings to another account if the interest rate changes. Their interest rates are usually quite competitive, and they often offer a bonus rate for the first 12 months. They will also message you before the bonus period ends or if a better rate is available on a new account. Reviewed on: 23rd March 2026

Easy to open accounts, competitive rates, security o...

Easy to open accounts, competitive rates, security of account access Reviewed on: 23rd March 2026

I have had a saving account with them from the start...

I have had a saving account with them from the start - since it changed from Bank of Cyprus to present. I have had a few issues over the years but all were sorted out satisfactorily. Therefore l have stayed with them and recently opened a Cash ISA too. Reviewed on: 23rd March 2026

Very efficient and they make it easy to move money a...

Very efficient and they make it easy to move money around. Offer great interests rates. Reviewed on: 23rd March 2026

Website is very easy to use.

Website is very easy to use.Things are explained in such a way that it is easy to understand. Reviewed on: 23rd March 2026

Cynergy - the reliable bank

I have been a Cynergy customer since July 2022. I think I must have joined on the recommendation of Martin Lewis MSE. I’ve upgraded my easy access savings account several times since then to try and get their best interest rate. I know that there are currently better rates elsewhere, but I feel comfortable with Cynergy who have been very reliable over the years. Transfers happen immediately and I can trust my money to be in the right place at the right time. Reviewed on: 23rd March 2026

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Cynergy Bank: Personal savings reviews

2783% increase in 5 star reviews

400% increase in 1 star reviews

Latest highest rating:

4

Latest lowest rating:

1

About this product

Review Cynergy Bank: Personal savings now

Cynergy Bank Personal savings reviews (217)

Altogether Very Good

Offer good interest rates and timely reminders.

Easy straightforward experience, quick to open accounts

Consistently good interest rates

Cynergy's on-line Savings

Easy to open accounts, competitive rates, security o...

I have had a saving account with them from the start...

Very efficient and they make it easy to move money a...

Website is very easy to use.

Cynergy - the reliable bank

Review Cynergy Bank: Personal savings now

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