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Cynergy Bank: Personal savings reviews

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4.78
Based on 175 reviews, last reviewed 2nd Apr 2026
14400% increase in 5 star reviews
in the past 90 days
300% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
85%
See only 4 star reviews
10%
See only 3 star reviews
2%
2 star
See only 2 star reviews
0%
See only 1 star reviews
3%

Latest highest rating:

5

Straightfoward and easy to deal with I have always found managing my Cynergy Bank accounts, using their website or app, straightforward and stress free. They offer competitive rates and a... Read more Reviewed on: 2nd April 2026
Kevin M's avatar
Kevin M

Latest lowest rating:

1

The worst customer experience. Avoid . The most frustrating customer service experience purely caused by Cynergy Banks own making.. Avoid at all cost. Reviewed on: 31st March 2026
PETER J's avatar
PETER J
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About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (175)

Great rates and great service!

5
It is very easy to apply for Cynergy's Online Easy Access and Online ISA accounts. The rates are great and recently have been increasing constantly. To make it easy to get the higher rates as they become available they operate a very simple Fast Track Apply system for established customers. I am happy to recommend Cynergy 100% and trust they will keep doing what they are doing so well! Reviewed on: 3rd June 2023
Peter Lewis's avatar
Peter Lewis

Pretty Good

3
Always has great savings rates, though it is frustrating that you have to constantly reapply and open new accounts to get them! Customer service is a bit unreliable. Reviewed on: 11th April 2023
Nathan's avatar
Nathan

ISA

4
It was very quick and easy to set up my ISA Reviewed on: 30th March 2023
Debbie 's avatar
Debbie

EASY ACCESS WITH HIGHER RATE

4
This banks easy access accounts are always better than other banks. Reviewed on: 11th March 2023
Chandrakant Shah's avatar
Chandrakant Shah

Great security measures

5
Love the authenticator app for security purposes Reviewed on: 12th January 2023
Karen Williams's avatar
Karen Williams

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