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Cynergy Bank: Personal savings reviews

Name: Personal savings
Rating: 4.71 (217 reviews)

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4.71

Based on 217 reviews, last reviewed 30th May 2026

3380% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

84%

11%

2 star

Latest highest rating:

4

Every time i have had a query it has been dealt with... Every time i have had a query it has been dealt with in a very professional manner. So far so good. Reviewed on: 20th April 2026

Latest lowest rating:

1

Avoid this bank Despite my Cynergy fixed term bond having expired almost 3 weeks ago, I've still to receive the interest I am due. Cynergy have given no explanation f... Read more Reviewed on: 30th May 2026

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About this product

Cynergy Bank have a range of savings accounts.

Customers can choose from easy accounts that can be opened with just £1, fixed rate savings accounts or notice accounts. Cynergy savings accounts can only be managed online.

Cynergy Bank reviews help you find out what it’s really like to be a customer. If you’ve used Cynergy before, you can also leave a review and share your experience.

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Cynergy Bank Personal savings reviews (217)

Good communication and a good savings rate.

Good communication and a good savings rate. I knew my money was safe using this bank. Reviewed on: 23rd March 2026

First Class Service, good products, easy to manage

First Class Service, good products, easy to manage Reviewed on: 23rd March 2026

Excellent Company

Easy to use website, clear instructions & all dealt with in a timely manner. Reviewed on: 23rd March 2026

The unfriendly security checks

So difficult to recover login details, ridiculous level of ID checks with photo and then face from front and side view Reviewed on: 23rd March 2026

Always a good experience.

Always a good experience since making it easier to log in. Reviewed on: 23rd March 2026

Decent rates of interest.

Decent rates of interest. It’s a simple process to open and close accounts Reviewed on: 23rd March 2026

Happy to be with Cynergy

I have found Cynergy to be a good reliable place for my savings. The interest rates are competitive. The new online banking system is much easier to negotiate and overall it feels like a safe place to be. Reviewed on: 23rd March 2026

Very helpful in all contacts and advice

Very helpful in all contacts and advice Reviewed on: 23rd March 2026

Good customer care

Always find them professional and generally have good interest rates Reviewed on: 23rd March 2026

A one of the best instant access account with a good...

A one of the best instant access account with a good interest rate Reviewed on: 23rd March 2026

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