Write a review

Newsletter

Go to business site

Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

View other Emma products

4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

Read all reviews Write a review

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

Review Emma: Personal finance app now

Help others make smarter decisions by sharing your own experience.

Write a review

Emma Personal finance app reviews (3559)

Good company

Reviewed on: 4th April 2023

Good

Its good and would definitely recommend Reviewed on: 4th April 2023

Quick and easy summary of your finances

Works well, nice use see interface and good push notifications to help you stay in control of your finances Reviewed on: 4th April 2023

Decent

Decent way of tracking your spending, budgeting and planning. Unsure if the paywall for Pro is worth it however for custom categories and the like. Reviewed on: 4th April 2023

Best budgeting app

Emma helped me take control of my finances and set realistic budget goals that I can track easily. I managed to save lots of money which I wasn't able to do before. Reviewed on: 4th April 2023

Smart budget platform

Great customer experience and easy to use Reviewed on: 4th April 2023

Brilliant customer service

Loved the customer service initially wasn't too sure about the product but the help I received was perfect Reviewed on: 4th April 2023

Amazing

It’s great, definitely recommend :) Reviewed on: 4th April 2023

Amazing!

Emma is amazing and super useful! Reviewed on: 4th April 2023

Fab!

I Love Emma and would recommend to anyone. Reviewed on: 4th April 2023

Do you have a different Emma product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

App (discontinued)
from Moneyhub 4.71 from 5349 reviews
Household finance app
from Nous 4.86 from 103 reviews
Personal finance app
from Delphina 4.12 from 2 reviews

Want to see more from Emma?

General investment account
from Emma 0.00 from 0 reviews
Stocks and shares ISA
from Emma 0.00 from 0 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub