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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Game changer

5
Keep on top of incomings & outgoings (mostly outgoings let’s be fair) with Emma- easy to use & so helpful in these time where we are all feeling the pinch. Used to use spreadsheets and lots of faffing, now I can tell by category where my hard earned dough is going Reviewed on: 4th April 2023

fantastic

5
app speaks for itself . have no complaints and love to see all accounts in one place Reviewed on: 4th April 2023

Helpful

5
So much customised to the core of customers. Quick help from customer care if we are indeed any help. Reviewed on: 4th April 2023

Very happy with Emma !

5
So happy I choose Emma, this has helped me out a lot. Reviewed on: 4th April 2023

Great app

5
Amazing app. Loved to use it to organise my spendings Reviewed on: 4th April 2023

Changed my life

4
But new products aren't competitive Reviewed on: 4th April 2023

Te best

5
The best, you will not be disappointed!!!! Reviewed on: 4th April 2023

Easy spend and budget management

5
Great all in one tools for managing spend and budget. Great UI and features experience on Emma Reviewed on: 4th April 2023

Amazing!

5
I love Emma! It is so simple to set yourself an allowance for the month and I love that you can specifically set yourself a pay day - I used to get paid weekly on a Friday and some apps only let you do monthly. Easy to alter your allowance and so trustworthy. Reviewed on: 4th April 2023

Keeping me accountable

5
Emma has changed my life, budgeting has never been easier Reviewed on: 4th April 2023

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