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Emma: Savings App reviews

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4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
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0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
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JD
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About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Emma Actually Helps

5
After trying so many different banking apps, Emma was the one that actually helped and stood out for me. Getting notifications when I am about to spend over my target, and being able to budget my income through many different sectors like grocery, personal, travel, has allowed me to reach my savings target! Reviewed on: 4th April 2023
rowahn's avatar
rowahn

Boss

5
Boss very very good yes would use Reviewed on: 4th April 2023
Joshua Weir's avatar
Joshua Weir

A Virgos Dream

5
Makes monitoring spending easy and the categories are great for people like me who love to organise things!! Reviewed on: 4th April 2023
Hannah Keet's avatar
Hannah Keet

Helps you save money!

5
Really clear app which categorises your spending, which really helps to identify places you could cut spending. Also clearly shows how much you have spent per month in comparison to your income. Love it! Reviewed on: 4th April 2023
Lauren S's avatar
Lauren S

Amazing

5
Emma has helped me balance my money and has really helped me save! Which is so important in the current climate. It’s highlighted where I’m spending too much and where I can save Reviewed on: 4th April 2023
Luke's avatar
Luke

Great app!

5
Emma has made it so easy for me to budget. Seeing all of my bank accounts in the one place is so handy! Reviewed on: 4th April 2023
Caitlin's avatar
Caitlin

Brilliant App

5
I love this app. It gives me weekly in-depth reports on my spending habits, where I’ve been spending money the most, how much I’ve said that week. It really makes me think about how much money spending at certain places e.g., coffee. It even has options of investing money in different things which I like. Would definitely recommend. Reviewed on: 4th April 2023
Meg's avatar
Meg

Eye opening

5
Seeing how much I spend at particular merchants each month really puts things into perspective when trying to budget Reviewed on: 4th April 2023
Scott Layton's avatar
Scott Layton

Fantastic customer experience

5
Really easy to use, great email communications and amazing financial help - very grateful Reviewed on: 4th April 2023
Siena's avatar
Siena

saved me so much

5
ive been using emma for a few months now and I have to say, its really helped my finances improve by a mile! not only does it track your spending for you- but you also get a review of how youre doing in comparison to other users! this helped me really track what my money goes on and remove unnecessary bills and cut out some bad habits! massive thank you to the finders of this app! Reviewed on: 4th April 2023
Pat x's avatar
Pat x

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