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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

88%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Innovative but room for improvement

Great tool but more functionality would be appreciated. Reviewed on: 4th April 2023

Best app about

I’ve used Emma for a good 6 months now it’s done me wonders it’s easy to use and understand and it’s just a good app all round Reviewed on: 4th April 2023

Easy to use and really helpful for tracking your money!

So far, I've found the app really easy to use. Great that it connects to your bank accounts. You can track your spending and net worth. Reviewed on: 4th April 2023

Excellent app

I knew that I was spending money on all the wrong things, seeing it on this app was a shock. Really helped me to budget and stop wasting money! Reviewed on: 4th April 2023

Amazing

Amazing bank and excellent customer service always. Would highly recommend and am so glad I found Emma Reviewed on: 4th April 2023

Sorted out my budgeting!

I asked myself why I hadn’t tried Emma before. I use it to track and organise my spending Reviewed on: 4th April 2023

Very easy to use

Great user interface, it groups all the different kinds of transactions into classes which helps to understand how the spending occurs throughout the month Reviewed on: 4th April 2023

Absolutely the best

From analytics to saving to investing. The best Reviewed on: 4th April 2023

A easy to use, all in one finance tracking app

Easy to use and setup and understand. Can use to track repeated expenditures and subscriptions automatically, it just detects them on its own. Automatically categorises your spending and learns from your corrections. Great for tracking your spending and budgeting. Reviewed on: 4th April 2023

Reliable and accurate

This is a great app for not only learning how to manage your finances but also accurately identify what you spend on Reviewed on: 4th April 2023

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