Smart Money People Logo

Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review

Emma Savings App reviews (3559)

Innovative but room for improvement

4
Great tool but more functionality would be appreciated. Reviewed on: 4th April 2023

Best app about

5
I’ve used Emma for a good 6 months now it’s done me wonders it’s easy to use and understand and it’s just a good app all round Reviewed on: 4th April 2023

Easy to use and really helpful for tracking your money!

5
So far, I've found the app really easy to use. Great that it connects to your bank accounts. You can track your spending and net worth. Reviewed on: 4th April 2023

Excellent app

5
I knew that I was spending money on all the wrong things, seeing it on this app was a shock. Really helped me to budget and stop wasting money! Reviewed on: 4th April 2023

Amazing

5
Amazing bank and excellent customer service always. Would highly recommend and am so glad I found Emma Reviewed on: 4th April 2023

Sorted out my budgeting!

5
I asked myself why I hadn’t tried Emma before. I use it to track and organise my spending Reviewed on: 4th April 2023

Very easy to use

5
Great user interface, it groups all the different kinds of transactions into classes which helps to understand how the spending occurs throughout the month Reviewed on: 4th April 2023

Absolutely the best

5
From analytics to saving to investing. The best Reviewed on: 4th April 2023

A easy to use, all in one finance tracking app

5
Easy to use and setup and understand. Can use to track repeated expenditures and subscriptions automatically, it just detects them on its own. Automatically categorises your spending and learns from your corrections. Great for tracking your spending and budgeting. Reviewed on: 4th April 2023

Reliable and accurate

5
This is a great app for not only learning how to manage your finances but also accurately identify what you spend on Reviewed on: 4th April 2023

Review Emma: Savings App now

Help others make smarter decisions by sharing your own experience. Write a review