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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

So simple to budget!

5
The app is very easy to use and user friendly which makes it great for reviewing what payments are upcoming and easy to see where I can make savings/remove unnecessary subscriptions Reviewed on: 4th April 2023

Amazing Money Tracking App

5
It's a great app to track expenses/investments with amazing features like expense reports and notifications about your spending habits. Reviewed on: 4th April 2023

Emma is useful and user-friendly

5
Emma has helped me see how I spend money and where I can economise. It is very easy to use and keeps offering new functionalities for saving and investing. Reviewed on: 4th April 2023

Amazing

5
Changed my life no longer anxious about my finances. Managed to start my own business, quit my job and move to America with the control of Emma. Reviewed on: 4th April 2023

Great app

5
It helps me keep track and set goals Reviewed on: 4th April 2023

Very great service. Easy to use and happy with the app

5
When I was struggling with money I downloaded the app to keep track with my spending, being able to transfer with ease and to see where I was overspending. Really happy with the service and how quick and easy the app is to use Reviewed on: 4th April 2023

Emma - The Saviour!

5
Great app. Helps me to keep track of my expenditure. Reviewed on: 4th April 2023

Great finance app

5
Love this as a great way to track and budget my finances Reviewed on: 4th April 2023

Very helpful especially with subscriptions

4
Emma has been great so far! Especially with my subscriptions..it pointed out reoccurring payments that I didn’t know were coming out of my bank. I’ve been able to save money by stopping these subscriptions. Also good for setting budgets for yourself Reviewed on: 4th April 2023

Emma was helpful

5
Emma was helpful . It helped me see my spending. I would recommend. Reviewed on: 4th April 2023

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