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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Money insights in your hand

5
Amazing app, that not only allows you to track expenses but gives you full isight on your finance. Reviewed on: 4th April 2023
Pietro Mori's avatar
Pietro Mori

Excellent App

5
Brilliant app that’s transparent and easy to use. Highly recommended Reviewed on: 4th April 2023
Ben quick's avatar
Ben quick

Easy to use, and seamless

5
Easy to use app, with quirky, fun functionalities (in a good way) Reviewed on: 4th April 2023
Obia Waluube's avatar
Obia Waluube

A great help

5
Super helpful with organising all my finances in one place :) Easy to understand too. Reviewed on: 4th April 2023
Harri's avatar
Harri

Very good app

5
This app is very good . I recommend everyone to use Reviewed on: 4th April 2023
suraj basnet's avatar
suraj basnet

Everything in one place!

5
The Emma app is brilliant ... it connects all my banks which gives me much better visibility over my finances. Its great at segmenting my purchases so I can see what I'm spending where and it also keeps track of standing orders / direct debits and tells me exactly how much more is due out before next pay day. Really great app. Reviewed on: 4th April 2023
Lauren Faye's avatar
Lauren Faye

Fantastico

5
Love the app, really helps me manage my finances Reviewed on: 4th April 2023
Hamish Lawson's avatar
Hamish Lawson

Amazing

5
Helped me with my finances a bunch Reviewed on: 4th April 2023
Shannon Willcox's avatar
Shannon Willcox

Helped me save loads of money

5
By finally being able to bring my current account and credit card spending into one place I’ve been able to see where I’m leaking money and have changed my spending behaviour accordingly. Really easy to use app that I now recommend to all my friends and family Reviewed on: 4th April 2023
Farouk's avatar
Farouk

Great service and money advice

5
Great way to see you Monday and where it goes and manage you subscribe Reviewed on: 4th April 2023
Allen J Bird's avatar
Allen J Bird

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