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Emma: Personal finance app reviews

4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing savings app.

5
The Emma saving app is very important for me. I have struggled to manage my finance in the past but since joining Emma, I have been on top of my finance. I get useful information and regular reports which I find easy to understand. Reviewed on: 4th April 2023

Efficient and easy to customise

5
Super easy and intuitive would recommend everyone as I’ve been using now for over a year. Reviewed on: 4th April 2023

An Efficient App

5
You can find your financial details in summary easily and you can categorise the spendings easily. I really liked the app and tried others previously. Well done!!! Reviewed on: 4th April 2023

Awesomeapp

5
This app is amazing really helps keep track of finances without being over complicated! I couldnt live without it now Reviewed on: 4th April 2023

Easy to use app

5
User friendly app & so handy to have all bank accounts in 1 stop shop Reviewed on: 4th April 2023

Epicness

5
Emma is epic cool fun and great Reviewed on: 4th April 2023

Great app

5
Really found helpful. Great app with easy user interface. Reviewed on: 4th April 2023

Best

5
Love this so much would highly recommend it to anyone Reviewed on: 4th April 2023

Emma is a highest recommended company

5
It’s a highest recommended company and it a a good platform to manage the money Reviewed on: 4th April 2023

Easy to use

5
I use it daily & it makes my life easier seeing my finances in one place Reviewed on: 4th April 2023

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