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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Amazing!!

Emma is honestly amazing, and consistently takes into account the feedback from its users. Would 1000000% recommend it!! Reviewed on: 4th April 2023

Helped me sort my credit cards

Emma has helped me so much. I can track my spending and credit cards, and have been able to reduce my credit card debt. Reviewed on: 4th April 2023

Easy to use

Its just easy to use, I download it last year, and the interface is easy. You can find everything you need to find in a single app. 10 out of 10. Reviewed on: 4th April 2023

Highly recommended!

What we needed in leadership, people like Emma will own our community agenda wil deliver it to it's upmost Reviewed on: 4th April 2023

Great to keep your spending in line

Such a useful app to really analyse how you spend money month on month. Particularly in the current environment I’ve used to narrow in on areas where I can save more. Awesome app! Reviewed on: 4th April 2023

Quick easy and super savings!

I’ve saved money without even realising with Emma. It’s such a simple way to know what I’m spending and prioritise my funds per day. So essential for me, especially now during the cost of living. Reviewed on: 4th April 2023

so worth it

amazingly helpful tool. essential for the cost of living crisis Reviewed on: 4th April 2023

Amazing all in one budgeting app

Managed to take control of my finances using this app. Great insight into where them day to day spends add up. Reviewed on: 4th April 2023

Good for saving

Really good app, helped me save and figure out what’s wrong with my spending Reviewed on: 4th April 2023

Perfect budgeting

Highly recommended, perfect for budgeting and breaking down expenses. Easy to use & aesthetic UI, can’t complain Reviewed on: 4th April 2023

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