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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Easy to use

5
I think it so really user friendly, and it is clear to see the usage of the money. Easy to understand the chart and it make sense to me. Reviewed on: 4th April 2023

Best Budget App

5
Really exceptional budgeting app. All automated and has helped me to stay on top of my finances. Reviewed on: 4th April 2023

Great App

5
Great app for tracking personal finances Reviewed on: 4th April 2023

Has helped already and only had it a few weeks

4
Great app helped me organise my finances Reviewed on: 4th April 2023

Everything in one place

5
I love Emma because it allows me to have all my bank accounts in one place. It helps me track my subscription as well as other payments Reviewed on: 4th April 2023

Helped me massively budget

5
I really struggled with budgeting before I got this app since then it’s been life changing and I’ve been able to save loads of money. Reviewed on: 4th April 2023

Awesomeness

5
Best app in its category. Really pleasant UX too. Reviewed on: 4th April 2023

Emma you are great

5
Emma is great in every work, she is hardworking and passionate about their work Reviewed on: 4th April 2023

Emma looks great & I enjoyed the trial but out of my price range

4
Emma looks great & I enjoyed the trial but out of my price range Reviewed on: 4th April 2023

Changed my life

5
I love using Emma and it’s the only app I don’t mind paying a subscription for. I can finally see what I’m spending and being able to personalise the categories is great. I’ve always found budgeting overwhelming and confusing but realised it’s a must for adulting, so Emma changed the game for me. The customer service is amazing and I’ve been helped through any questions and difficulties. Everyone needs this app! Reviewed on: 4th April 2023

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