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Emma: Personal finance app reviews

View other Emma products
4.88
Based on 3,559 reviews, last reviewed 17th Mar 2026
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD
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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Easy to use

5
I think it so really user friendly, and it is clear to see the usage of the money. Easy to understand the chart and it make sense to me. Reviewed on: 4th April 2023
Anonymous's avatar
Anonymous

Best Budget App

5
Really exceptional budgeting app. All automated and has helped me to stay on top of my finances. Reviewed on: 4th April 2023
David Okoro's avatar
David Okoro

Great App

5
Great app for tracking personal finances Reviewed on: 4th April 2023
Alasdair Stewart's avatar
Alasdair Stewart

Has helped already and only had it a few weeks

4
Great app helped me organise my finances Reviewed on: 4th April 2023
James sherlock's avatar
James sherlock

Everything in one place

5
I love Emma because it allows me to have all my bank accounts in one place. It helps me track my subscription as well as other payments Reviewed on: 4th April 2023
Dominykas Pri's avatar
Dominykas Pri

Helped me massively budget

5
I really struggled with budgeting before I got this app since then it’s been life changing and I’ve been able to save loads of money. Reviewed on: 4th April 2023
Hannah Williams's avatar
Hannah Williams

Awesomeness

5
Best app in its category. Really pleasant UX too. Reviewed on: 4th April 2023
Vincenzo Russo's avatar
Vincenzo Russo

Emma you are great

5
Emma is great in every work, she is hardworking and passionate about their work Reviewed on: 4th April 2023
Yonam's avatar
Yonam

Emma looks great & I enjoyed the trial but out of my price range

4
Emma looks great & I enjoyed the trial but out of my price range Reviewed on: 4th April 2023
Samantha Jane Turner's avatar
Samantha Jane Turner

Changed my life

5
I love using Emma and it’s the only app I don’t mind paying a subscription for. I can finally see what I’m spending and being able to personalise the categories is great. I’ve always found budgeting overwhelming and confusing but realised it’s a must for adulting, so Emma changed the game for me. The customer service is amazing and I’ve been helped through any questions and difficulties. Everyone needs this app! Reviewed on: 4th April 2023
Lola's avatar
Lola

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