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Emma: Savings App reviews

4.86
Based on 3,552 reviews, last reviewed 3rd Apr 2025
100% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
87%
See only 4 star reviews
12%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great financial app with high functionality Never had any issues with the app and love the fact that it's smooth and has lots of features to take advantage of. Especially useful the subscription... Read more Reviewed on: 3rd April 2025
Karina's avatar
Karina

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3552)

Easy to use and helps save money

5
Downloaded to help me save - its a great app for staying on top of finances Reviewed on: 4th April 2023

Absolutely great service provided

5
Emma financial services is an outstanding platform for managing personal finances. Reviewed on: 4th April 2023

Useful app

4
This app is so helpful to budget. some features are premium which i haven’t tried but i would consider it as it has saved me mone Reviewed on: 4th April 2023

Excellent service

5
Always received excellent service Reviewed on: 4th April 2023

Amazing

5
Helped me view all my accounts in one and save lots of money. Reviewed on: 4th April 2023

Simple, effective and fun!

5
Ever since downloading Emma I have found myself more interested in finance and banking. I have learned some investment and budgeting basics thanks to this bank and I get to test my luck with their themed quizzes, always looking forward to that notification! Reviewed on: 4th April 2023

Emma is the best

4
Very good and helpful . It helps me track my spending Reviewed on: 4th April 2023

Great way to save

4
With Emma I have been able to easily work in two extra holidays this year! I’m 22 years old, and when I started earning I was living pay day to pay. When I realised I needed to start saving, I sought out Emma as a way to easily manage my accounts. Now, I can save easily without having to micro manage everything myself Reviewed on: 4th April 2023

The best

5
Its amazing and easy to use. Ever since the first day Ive downloaded it, it has allowed me to cut my expenses down which was what I wanted. Reviewed on: 4th April 2023

Great App

5
I started using Emma this year after successfully buying my first house! It’s been great at tracking all of my new bills and allowing me to budget what’s left. I’ve recommended it to family members, friends and co-workers as a quick and easy way to manage money, I also like how it connects to my bank and other accounts so I don’t have to manually input all my outgoings - perfect for someone whose on the lazy side with admin like me! 10/10 Reviewed on: 4th April 2023

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