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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Brilliant service for younger generation learning to keep their finances balanced.

5
Helped me so much in the run up to me and my partner getting our own home. All I going and outgoings so easy to view, plus the quizzes are so lovely and keep you involved and adds something different and interesting to keeping on track of your finances! Reviewed on: 4th April 2023

One of the best finance tracking app

5
Having my various bank accounts in a single app makes it really easy to track my finances Reviewed on: 4th April 2023

Good app

4
Good app very happy with service Reviewed on: 4th April 2023

Very helpful/useful

4
Reminds me every morning what is in my bank account and suggests things/different ways to improve/better manage my finances. Reviewed on: 4th April 2023

Great company

5
I lined the product, high quality and exceptional delivery and customer service. Will be ordering again. Reviewed on: 4th April 2023

Emma is very useful

5
It has helped me manage my finances and is better than any other banking app that I have ever used Reviewed on: 4th April 2023

Brilliant Budgeting App

5
Emma is very user friendly, easy to use, really helps with budgeting and tracking my spending. You can set limits and now there is also the new savings option. Very reliable and very useful. Reviewed on: 4th April 2023

Easy to use and helps save money

5
Downloaded to help me save - its a great app for staying on top of finances Reviewed on: 4th April 2023

Absolutely great service provided

5
Emma financial services is an outstanding platform for managing personal finances. Reviewed on: 4th April 2023

Useful app

4
This app is so helpful to budget. some features are premium which i haven’t tried but i would consider it as it has saved me mone Reviewed on: 4th April 2023

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