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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

Excellent service

Always received excellent service Reviewed on: 4th April 2023

Amazing

Helped me view all my accounts in one and save lots of money. Reviewed on: 4th April 2023

Simple, effective and fun!

Ever since downloading Emma I have found myself more interested in finance and banking. I have learned some investment and budgeting basics thanks to this bank and I get to test my luck with their themed quizzes, always looking forward to that notification! Reviewed on: 4th April 2023

Emma is the best

Very good and helpful . It helps me track my spending Reviewed on: 4th April 2023

Great way to save

With Emma I have been able to easily work in two extra holidays this year! I’m 22 years old, and when I started earning I was living pay day to pay. When I realised I needed to start saving, I sought out Emma as a way to easily manage my accounts. Now, I can save easily without having to micro manage everything myself Reviewed on: 4th April 2023

The best

Its amazing and easy to use. Ever since the first day Ive downloaded it, it has allowed me to cut my expenses down which was what I wanted. Reviewed on: 4th April 2023

Great App

I started using Emma this year after successfully buying my first house! It’s been great at tracking all of my new bills and allowing me to budget what’s left. I’ve recommended it to family members, friends and co-workers as a quick and easy way to manage money, I also like how it connects to my bank and other accounts so I don’t have to manually input all my outgoings - perfect for someone whose on the lazy side with admin like me! 10/10 Reviewed on: 4th April 2023

Really helpful budget tool

I really love using this app, it has helped me so much in being more aware of my spending habits and allowing me to budget much more efficiently. Reviewed on: 4th April 2023

Easy to see what you need to do

Track and see your plans all in one place and keep things real. Remember, what gets measured gets managed. Reviewed on: 4th April 2023

Mr Jatin

Best appfor finance and keeping track of finance Reviewed on: 4th April 2023

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