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Emma: Savings App reviews

4.86
Based on 3,559 reviews, last reviewed 17th Mar 2026
800% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
88%
See only 4 star reviews
11%
See only 3 star reviews
1%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026
Andy Drummond's avatar
Andy Drummond

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023
JD's avatar
JD

About this product

Looking to read reviews of the Emma app, an innovative new mobile app which helps you save using AI. “She assists you in avoiding overdrafts, finding wasteful subscriptions and giving the control you need over your finances.” Sounds good? Now see what our community members have been saying about Emma by reading their reviews on Smart Money People. Or have you been using the Emma app to help save money and find unwanted subscriptions? Leave a review for others to read and you’ll be helping them to find the very best personal finance apps.

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Emma Savings App reviews (3559)

Excellent service

5
Always received excellent service Reviewed on: 4th April 2023

Amazing

5
Helped me view all my accounts in one and save lots of money. Reviewed on: 4th April 2023

Simple, effective and fun!

5
Ever since downloading Emma I have found myself more interested in finance and banking. I have learned some investment and budgeting basics thanks to this bank and I get to test my luck with their themed quizzes, always looking forward to that notification! Reviewed on: 4th April 2023

Emma is the best

4
Very good and helpful . It helps me track my spending Reviewed on: 4th April 2023

Great way to save

4
With Emma I have been able to easily work in two extra holidays this year! I’m 22 years old, and when I started earning I was living pay day to pay. When I realised I needed to start saving, I sought out Emma as a way to easily manage my accounts. Now, I can save easily without having to micro manage everything myself Reviewed on: 4th April 2023

The best

5
Its amazing and easy to use. Ever since the first day Ive downloaded it, it has allowed me to cut my expenses down which was what I wanted. Reviewed on: 4th April 2023

Great App

5
I started using Emma this year after successfully buying my first house! It’s been great at tracking all of my new bills and allowing me to budget what’s left. I’ve recommended it to family members, friends and co-workers as a quick and easy way to manage money, I also like how it connects to my bank and other accounts so I don’t have to manually input all my outgoings - perfect for someone whose on the lazy side with admin like me! 10/10 Reviewed on: 4th April 2023

Really helpful budget tool

5
I really love using this app, it has helped me so much in being more aware of my spending habits and allowing me to budget much more efficiently. Reviewed on: 4th April 2023

Easy to see what you need to do

5
Track and see your plans all in one place and keep things real. Remember, what gets measured gets managed. Reviewed on: 4th April 2023

Mr Jatin

5
Best appfor finance and keeping track of finance Reviewed on: 4th April 2023

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