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Emma: Personal finance app reviews

Name: Personal finance app
Rating: 4.88 (3559 reviews)

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4.88

Based on 3,559 reviews, last reviewed 17th Mar 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

87%

11%

Latest highest rating:

5

A great app for saving without having to think about... A great app for saving without having to think about it! Reviewed on: 17th March 2026

Latest lowest rating:

1

Great app... But everything you need is behind a paywall, and you get hassled everytime to signup when using the app. Reviewed on: 9th April 2023

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About this product

The Emma personal finance app helps you take control of your money.

Using the Emma app, you can build your credit, save more and spend less. It’s a financial membership which has different tiers. You can get started with the Basic plan which is free or opt for a paid membership which comes with more benefits.

Emma app reviews help you find out what it’s really like to be a customer. If you’ve used the Emma app before, you can also leave a review and share your experience.

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Emma Personal finance app reviews (3559)

User friendly money management tool

This app is a great supplement for mobile baking and allows for effective money management. Reviewed on: 4th April 2023

Best banking organiser

Unapologetically brilliant at its objective of giving you a holistic view on your finances Reviewed on: 4th April 2023

Amazing

Easy to use, has possibility to use how is best for you, never any issues! Reviewed on: 4th April 2023

A brilliant one-stop finance hub!

It’s wonderful to have all my finances in one space. Emma is excellently designed and easy to use. I find myself looking at my portfolio of everyday accounts, savings and investments on a daily basis, right from my phone. I’ve even started a small stock market investment! The budgeting feature has to be one of my favourite features and by allocating every £1 to a pot, I keep my finances on track in the healthiest way possible. Reviewed on: 4th April 2023

Helped me budget really well!

I am notoriously bad with my spending, but Emma has really helped me get it under control! Have shown it to my friends too, and we all really like it. Reviewed on: 4th April 2023

Great money tracker

makes managing finances super easy with everything in one place Reviewed on: 4th April 2023

Fantastic app

The UI, overall interface and company interaction with consumers is excellent. Couldn't recommend enough Reviewed on: 4th April 2023

Comprehensive

I feel like Emma has one of the best interfaces that makes everything easy to access and track. Have been able to understand my spending habits and allocate different funds for emerging purposes, savings and investments all in one platform. Reviewed on: 4th April 2023

Does exactly what it says it does

Straight forward, transparent, great customer service - couldn’t find a fault Reviewed on: 4th April 2023

Probably one of the most successful financial startups

Probably one of the most successful financial startups. Making investment easier and more accessible for individuals. Reviewed on: 4th April 2023

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